CMB credit cards can be used directly overseas without activating any functions. There are still many UnionPay equipment in Japan. As long as the merchant supports UnionPay card payment, you can use our bank's credit card with the UnionPay logo on the equipment. Use UnionPay lines in Japan to consume Japanese yen and settle in RMB without incurring exchange fees.
(Response time: May 7, 2019. For the latest business changes, please refer to the official website of China Merchants Bank.)