Normal small credit card or cash, the bank's risk control can't detect you, so you think your funds are safe and your credit card is safe, so you won't worry about bad debts.

There is a corresponding handling fee for credit card consumption, generally between 08%- 1%, which is paid by the merchant. Nowadays, many people will use credit cards to settle their consumption. Credit cards are divided into credit cards and quasi-credit cards. Credit cards can be overdrawn, swiped or cashed. Overdraft consumption does not charge any extra fees during the interest-free period, and it is charged outside the interest-free period, but there is no deposit interest.