For platinum cards such as Guangfa Credit Card, Zhenshang, ONE Card, Guangdong, Hong Kong and Macao Travel, Car Owner Elite, High Speed ??Rail Butler, Guardian Angel, KAKAO Friend, etc., the annual fee for the first year will be refunded to the credit card within the month after meeting the consumption conditions. Within, you can check the return status through "Discover Wonderful APP Homepage → Check Account and Repayment".
How to refund the annual fee charged to a credit card? What I want to say here is that not all annual fees can be refunded. For example, the rigid annual fee of the Platinum Card cannot be refunded. There are also annual fees for some special cards, or annual fees deducted with points, but generally they can be refunded. Most of the ones that come back are annual fees that can be reduced based on the number of card swipes. In line with this situation, after discovering that the annual fee has been deducted, do these three things immediately:
1. Call the credit card customer service hotline of the issuing bank and contact the customer service hotline. The customer service explained the reason and asked for a refund of the annual fee after making up the number of credit card swipes. If the bank disagrees, it can threaten to cancel the card without refunding the annual fee.
2. If the bank agrees, you must first pay off the annual fee. After all, you still have to repay the deducted annual fee, otherwise it will be overdue.
3. Swipe the card with your credit card to make up the number of swipes.
If the annual fee has been deducted, you need to negotiate with the credit card customer service center to recharge it six times. You can apply for a refund of the annual fee and because if you fail to repay it, you will have a bad credit record. Guangfa The bank will fulfill its promise, but you must swipe it 6 times. There is no limit on the amount.
1. Guangzhou Departure MasterCard
Although it is not a new card, the number of card applications has always been high. It is one of the credit cards preferred by many car owners. The most attractive thing is that it can customize various service permissions for car owners.
For example, within three months after the card is issued, you can spend one point on any transaction and get 100 kilometers of roadside assistance service and high-value accident insurance for free; monthly refueling can get up to 6% cash back, and refueling is 5 times Points, 20% of highway tolls. If it is a new account card with richer benefits, you can enjoy 76% of the high-speed access discount + free electronic tags + up to 15% of the cash back benefits for new accounts.
2.GF Sharp Card
The most attractive thing about GF Sharp Card is the cashback offer. Cardholders can choose one or more from the three major merchant types: catering, entertainment, shopping, and travel. After selection, you can enjoy discounts at designated merchants, that is, cardholders can get a 0.5% refund for a single purchase of 99 yuan, and cardholders can get a 1% refund for a single purchase of 199 yuan. 5% rebate every Friday, up to 100 yuan. In addition, cardholders can enjoy 3 times the points when spending at merchants of their choice.
3. Guangfa Bank Truth Card
It is also a popular credit card of Guangfa Bank. Applicants are mainly female customers. After all, this is a credit card for women. Although men can apply, it is more favorable for women, and the approval rate of female applications is higher than that of men. The most worthwhile thing about applying for this credit card is that it can provide women with many considerate services, such as a triple points plan with optional merchant types, optional insurance plans and other functional services, and they can enjoy many merchant discounts.
4. GF Ctrip Credit Card
This card is specially designed for business travelers. Two cards in one, two-way accumulation of Ctrip points, free travel accident insurance, and monthly free discounts on cash withdrawals from other places are the card's special features to meet the card needs of business travelers. Credit card Guangfa Bank credit card recommendation is for reference only.