Bill installment means that eligible cardholders can repay the transactions in their credit card accounts in installments in RMB or US dollars, including unbilled transactions and billed transactions. Whether the bill installment application is approved or not shall be subject to the comprehensive evaluation results of our credit card center. If the bill is successfully processed in installments, you can enjoy the interest-free period by repaying it in full every month before the due repayment date. If there is a handling fee for installment repayment, we will provide cardholders with various installments, including 2 installments, 3 installments, 6 installments, 10 installment, 12 installment, 18 installment, 24 installment and 36 installment. The handling fee rate for a single installment is 0%~ 1.67%, and the actual rate and the number of installments will be systematically evaluated according to the application order.