Excuse me, is there a limit on the number of repayments by China Merchants Bank credit card? What should I do if I haven't paid back the number of times (or is there only a limit on the number of times in a repayment channel? Hello, China Merchants Bank Credit Card, you can choose full repayment, minimum repayment or bill installment repayment, and there is no strict limit on the number of repayments.

If the minimum repayment amount of the bill is not paid in time before the due repayment date, late fees and interest will be charged, and personal credit will be affected. The overdue fine is 5% of the unpaid minimum amount, and the minimum amount is RMB 10 yuan or USD 1 yuan. Interest refers to the collection of all consumption in the current period from the bookkeeping date (usually the day after consumption), with a daily interest rate of five ten thousandths until you pay it off in full. In order to avoid affecting personal credit, it is recommended that you repay on time. If it is not convenient to pay off the bill in full, please at least pay off the minimum repayment amount on time.

Minimum repayment amount of credit card = 65,438+00%, all general transactions of credit card account+65,438+000%, all outstanding installment transactions of account+65,438+000%, the outstanding part of the minimum repayment amount in the previous period+65,438+000%, all funds used in excess of the credit limit of account+65,438+000.

The minimum repayment amount refers to the minimum monthly repayment amount of a credit card, which is displayed on the bill of the credit card in the current month. If you can't pay off in one lump sum, you can pay off the minimum repayment amount on time before the final repayment date, without affecting your personal credit, but you can't enjoy the interest-free repayment period. All consumption in the current period will bear interest from the bookkeeping date, with a daily interest rate of five ten thousandths. (Repay in full and on time, and you can enjoy an interest-free period for spending by credit card. )

If you still have questions, you can add "QQ" or "WeChat" to experience the function of "micro customer service" platform, or you can call for help.

Method 1: Search for "4008205555" among QQ corporate friends and add "China Merchants Bank Credit Card Center" as a friend; Or WeChat search for "cmb4008205555" and pay attention to China Merchants Bank Credit Card Center.

Method 2: Please call the credit card customer service hotline 8008205555 (fixed telephone only) or 4008205555. The cardholder should directly enter the ID number and inquiry password, and then select "9" to enter the manual service. Customers without cards should choose # 3 to enter the manual service.