1, the consumption frequency reaches the standard: Ping An Bank's ordinary cards and gold cards enjoy the annual fee exemption for the first year. If you want to reduce the annual fee for the next year, the cardholder only needs to spend 6 times in the same year. However, if it is a higher-level card or a special card type, the number of swipes may be different. We can consult customer service.

2. Redemption of points: If our consumption times are not up to the standard, we can also use credit card points to redeem the corresponding annual fee in the points redemption mall, and we can also reduce it.