If full repayment is not convenient for the time being, please call the credit card customer service hotline of China Merchants Bank at 4008205555 to try to apply for installment repayment. The bill can be divided into 36 installments at most, which can effectively reduce the repayment pressure. Applying for repayment by agreement may not be successful, because everyone's credit status and credit card usage are different, and it is impossible to generalize. The specific answer is subject to telephone customer service. In order to avoid affecting personal credit, it is recommended to repay on time. If it is not convenient to pay off the bill in full, please pay off at least the minimum repayment amount on time.

(reply time: 2065438+June 2009 10. Please refer to China Merchants Bank (official website) for the latest business changes.