Which bank has a higher credit limit, and which bank’s credit card is easier to increase? So, which banks should be given priority when applying for a credit card? 1. CITIC Bank. CITIC Bank's credit review policy is relatively loose, and the credit limit granted is generally higher than that of other banks. According to our survey, CITIC Bank credit cards account for the largest proportion among Shenzhen credit card cash-out and repayment groups. 2. Bank of Communications. The Youth Card launched by Bank of Communications is aimed at young people with a college degree or above. It is more suitable for young people with academic qualifications to apply. The limit is generally more than twice that of other banks. Friends around me generally use transportation more often. This is because the Bank of Communications credit card limit is relatively high. 3. China Everbright Bank. Everbright Bank's credit review policy is rigorous yet flexible, and the credit limit given is not conservative at all. Moreover, with China Everbright Bank’s credit card, it is very easy to increase your credit limit as long as you maintain a good consumption and repayment record. The speed and magnitude of the increase are very good. 4. Guangdong Development Bank. Guangdong Development Bank generally offers higher credit limits to cardholders in Guangdong Province. Another feature of Guangdong Development Bank's credit card is that it has a temporary limit of 30, which can be automatically adjusted for the cardholder's use. Very convenient. Among Shenzhen credit card repayment customers, a relatively high proportion of Guangdong Development Bank’s credit cards are used.