Refers to a bank card that has not been used or activated for a certain period of time. Zombie card refers to the bank credit card that has already taken effect. Because it has not been used for a certain period of time, it has been included in the list of bad credit customers in the personal credit information system of the central bank, and it is impossible to apply for credit cards and loans. This usually happens when the credit card is overdue or the bank card account balance is zero.