Go directly to the ATM to withdraw cash. Cash withdrawals with credit cards require interest. Use your credit card to go to the counter of your bank to handle cash withdrawals.

Credit card, also called credit card. It is a non-cash transaction payment method and a simple credit service. A credit card is a credit certificate issued by a commercial bank or credit card company to consumers with qualified credit. Consumers holding credit cards can shop or consume at specially appointed commercial service departments, and then the bank will make settlements with merchants and cardholders. Cardholders can overdraft within the prescribed limit.

The earliest credit card appeared at the end of the 19th century. In the 1880s, the British clothing industry developed so-called credit cards, and the tourism and business sectors followed suit. However, the cards at that time could only be used for short-term commercial credit, and the money still had to be paid as and when used. Long-term arrears were not allowed, and there was no credit line. It is said that one day in the 1950s, American businessman Frank McNamara was entertaining guests at a New York hotel. After the meal, he found that he had forgotten his wallet and had to call his wife to bring cash to the hotel to settle the bill. Embarrassed, McNamara came up with the idea of ??creating a credit card company.

In the spring of 1950, McNamara and his friend Schneider invested US$10,000 to establish the "Diners Club" in New York, the predecessor of Diners Club. Diners Club provides members with a card that can prove their identity and payment ability. Members can use the card to record their purchases at 27 designated restaurants without having to pay cash. This is the earliest credit card. This kind of credit card that does not require bank processing is a commercial credit card.