I. Different treatment
1. ICBC Credit Card Gold Card: You can enjoy services such as priority channel treatment, card handling, account inquiry, application for electronic statement, credit limit adjustment, application for credit card security limit, and card upgrading.
2. Ordinary credit card of ICBC: there is no need to deposit the reserve fund, and the cardholder can spend first and then repay within the credit line given by the bank.
Second, emergency assistance services are different.
1. ICBC Credit Card Gold Card: Peony Credit Card VIP Customer Service Center can provide you with emergency cash withdrawal service. Under the condition of not exceeding the available credit limit of peony card account, you can withdraw no more than RMB 2,000 in cash.
2. ICBC Credit Card: You can apply for loss reporting at any outlet of ICBC, and you don't have to go to the card issuing outlet to report the loss. The application for loss reporting by outlets is a formal loss reporting. If you need to report the loss, please go to the peony card issuing department in the area where your credit card account is located.
Third, the annual fee is different.
1. ICBC Credit Card Gold Card: Gold Card 100 Yuan.
2. Ordinary ICBC credit card: the annual fee for ordinary domestic card is 50 yuan.