The annual fee can be waived if you meet the credit card annual fee exemption conditions of China Everbright Bank. The conditions are: 1. Jinpu Card: annual fee is waived in the first year. If you spend a cumulative 2,000 yuan in the year or consume three times in total, you can be exempted. Annual fee; 2. Titanium Card: Annual fee is waived in the first year, and annual fee is waived for the next year if you make 6 purchases in the same year. If you are the main card owner of a platinum-level credit card, you can first enjoy the annual fee standard during the preferential period - 1,188 yuan/year; secondly, you can also use points to offset the annual fee: in the first year, your 100,000 points on the platinum credit card can be To deduct the annual fee of 688 yuan, you only need to pay the remaining 500 yuan; in the non-first year, the 200,000 points of your platinum credit card can be used to deduct the full annual fee.

The process of redeeming Everbright Credit Card points for the annual fee:

1. Call the 7*24-hour global VIP service hotline 4008-111-333 to apply for using points to offset the annual fee.

2. China Everbright Bank will send text messages on the 20th of each month to platinum credit card holders who have incurred annual fees for that month and whose accumulated points have reached the deduction value at that time. Cardholders can directly reply to the text message to complete the deduction. .