No matter which region you are in, if you meet the conditions for student loans, you can apply for a student loan.

Conditions for applying for student loans from the place of origin:

Possess the nationality of the People's Republic of China;

Be honest and trustworthy, and abide by the law;

New students or college students who have been formally admitted to full-time general colleges and universities, higher vocational schools and colleges and universities that have been approved to establish and implement higher education in accordance with relevant national regulations, and have obtained a true, legal and valid admission notice. ;

The student’s household registration before admission and his parents’ household registration are all in this city or county (city, district);

The family has financial difficulties and the income they can obtain is not enough to pay for school. The basic expenses required to complete your studies during the period;

Other conditions stipulated by the bank.

Apply materials for student loans from the place of origin:

National student loan application form;

Copies of my student ID card and resident ID card (for minors) Valid identification of the legal guardian and proof of written consent to apply for a loan must be provided);

My description of the family’s financial difficulties;

Certificate of family financial difficulties issued by the relevant department where the student’s home is located . The student himself bears legal responsibility for the authenticity of the certification materials he provides;

Other materials specified by the bank.

The process of applying for student loans:

The loan acceptance department submits a loan application;

Prepare materials. Prepare relevant materials to register with the student financial aid management department of the local education bureau and receive the "National Development Bank Student Origin Credit Student Loan Application Form" (hereinafter referred to as the application form). The borrower needs to fill in the application form completely and stamp it;

review the materials. The borrower and *** together with the borrower shall go to the student financial aid management department of the county (city, district) education bureau where they registered to receive the form and issue identification materials (including the ID cards of the borrower and *** together with the borrower and their copies, student Two copies of the certificate or admission notice, household registration book, application form and postal savings account number are required. The staff of the Student Aid Management Department of the County Education Bureau will review the materials;

Sign the contract. The borrower and *** sign the "China Development Bank Student Origin Credit Student Loan Contract" with the borrower himself. When signing the loan contract, he authorizes the Postal Savings Bank to deduct the principal and interest of the loan from the above account;

Contract Return receipt. After the loan contract is signed, students can report to the university with the contract. Starting from 2011, students only need to go to the university financial aid center to apply for an electronic receipt, and there is no need to mail a paper receipt. If the student financial aid management department of the Education Bureau does not receive a receipt within 30 days after registration (no later than October 30), the student will be deemed to have canceled the loan application;

Loan issuance and payment. According to the contract, the Postal Savings Bank will issue the loan on the date stipulated in the contract and wire the loan funds to the designated account of the university where the borrowing student is located;

repay the loan. After the borrower student graduates, the student and his or her co-borrower are responsible for depositing sufficient funds in their personal account on time as stipulated in the loan contract.