First determine whether you are making a monthly report or a quarterly report. If it is a monthly report, first operate the online copy-declaration-reverse write. After the reverse write is successful, check whether the invoicing deadline has been updated to the next month. If it has been updated, then If the report is copied successfully, do the same if it is a quarterly report. If the operation fails, take the tax control disk to the tax bureau to clear the card.

1. Overdue filing refers to:

Exceeding the filing deadline of the month. If you exceed the filing period, you need to bring the tax control disk to the tax bureau to make an overdue filing, which is the tax bureau’s Force card clearing. You need to bring a tax control disk with you when you go to the tax bureau. Specifically, whether you need to pay late fees for overdue payments is based on the regulations of the local tax bureau. Whether you also need to bring tax filing materials is subject to the regulations of the local tax bureau.

2. What are the consequences of an overdue credit card?

1. Overdue repayment will be recorded in the personal credit report, but negative information such as overdue repayment will not always be recorded in the personal credit report. In my country, the current credit record retention period is five years. After paying off the balance, anyone can start building their credit history all over again.

2. Overdue bank credit card payments may be suspected of credit card fraud;

3. If the principal amount of the debt exceeds 10,000 and the amount exceeds 10,000 yuan after two collections by the card-issuing bank, If it is not returned within 3 months, it shall be deemed as a "malicious overdraft" under the criminal law and suspected of credit card fraud, and shall be sentenced to fixed-term imprisonment of not more than five years or criminal detention according to law, and shall also be fined not less than 20,000 yuan but not more than 200,000 yuan;

4. If the malicious overdraft amount is relatively large and all the overdraft interest has been repaid before the public security organ files the case, and the circumstances are obviously minor, criminal liability may not be pursued in accordance with the law

3. Prosecution and mediation for overdue credit cards< /p>

1. Before litigation - Proof and negotiation of non-malicious default

First of all, when the bank plans to sue itself, or after it has received a subpoena, the first thing we have to do is Just calm down your mood, there is no sure way, everything can be saved. In this situation, the most effective and convenient way is to find some professional debt optimizers or financial legal personnel and let them help you and the bank reach pre-litigation mediation as soon as possible.

In addition, you can also provide the bank with corresponding proof of non-malicious default, such as recent consumption records, recent income certificates, etc., and explain your difficulties to the bank as much as possible. Office, try your best to negotiate repayment opportunities with the bank. At the same time, you can also consult relevant debt optimizers and let them help you make suggestions and formulate a reasonable repayment agreement.

2. During litigation - active defense and mediation in court

When you actually reach the stage of litigation, you must not give up the opportunity, and you must actively defend yourself in court. Defend, find out the plaintiff’s loopholes, and strike with precision. If you listen to the opinions of some debt optimizers at this time and use some methods to reach court mediation with the bank, you can avoid losses to the greatest extent and prevent yourself from being directly included in the list of dishonest persons.

Legal Basis

"Criminal Law"

Article 196: Whoever commits credit card fraud in any of the following circumstances and the amount is relatively large shall be punished with a five-year fine to fixed-term imprisonment of not less than 10 years and not more than 10 years of fixed-term imprisonment or criminal detention, and to a fine of not less than 20,000 yuan but not more than 200,000 yuan; if the amount is huge or there are other serious circumstances, the sentence is to not less than five years but not more than 10 years of fixed-term imprisonment and a fine of not less than 50,000 yuan but not more than 500,000 yuan. fine; if the amount is particularly huge or there are other particularly serious circumstances, the sentence shall be not less than 10 years in prison or life imprisonment, and a fine of not less than 50,000 yuan but not more than 500,000 yuan, or property confiscation:

(1) Use Forged credit cards, or using credit cards fraudulently obtained with false identification;

(2) Using invalid credit cards;

(3) Pretending to use other people’s credit cards;< /p>

(4) Malicious overdraft. The term "malicious overdraft" as mentioned in the preceding paragraph refers to the cardholder's behavior of overdrafting beyond the prescribed limit or within the prescribed period for the purpose of illegal possession and failing to return the card after being called upon by the card-issuing bank. Anyone who steals a credit card and uses it shall be convicted and punished in accordance with the provisions of Article 264 of this Law.