This certificate is useless. Whoever owns the credit card has the responsibility of repayment, and the bad record after the deadline will also be recorded in this person's credit report. Moreover, it is illegal for the company to use the card in the name of an individual, and the credit card may not be transferred to others for use. If you open a certificate like this, you will be convicted and your card will be sealed by the bank. For today's plan, it is to let the company pay back the money quickly, and it is best not to let the company use its own credit card for turnover.