1. In order to ensure the embarrassing situation caused by customers not swiping their cards, Ping An Bank can overdraw a part of the amount, but the specific amount can be overdrawn according to the amount swiped at that time.

Excessive consumption does not generate any extra expenses and does not affect credit. You can repay in full and on time according to the bill.

2. The card generates an annual fee, or the withdrawal generates a handling fee and interest.

3. If you apply for installment, there will be an installment fee.

For details, please call 955 1 1-2 or consult online customer service.