The time required for forced cancellation of a credit card account due to overdue repayment depends on the specific circumstances, but it is usually six months to one year.

Specifically, the following is a detailed explanation of the circumstances in which overdue repayment causes a credit card to be forcibly closed:

1. Breach of contract: If the cardholder fails to repay the loan for several consecutive months. If you repay the loan on time, the bank will treat it as a breach of contract. A breach of contract may result in the bank taking measures, including forced account closure.

2. Overdue period: After overdue repayment reaches a certain period, the bank may decide to take measures to force the account to be closed. According to common practice, it is usually half a year to one year.

3. Bank policies: Different banks have different policies. Some banks have a longer grace period for overdue repayments, while other banks may be more strict. In some cases, if the overdue amount is large, the bank may take measures to force the account to be closed more quickly.

To sum up, the specific time for forced account cancellation due to overdue credit card payments varies depending on personal circumstances and bank policies. However, under normal circumstances, if the payment is continuously overdue for six months to one year, the bank may take measures to force the account to be closed.

Extended information: Bank account cancellation may have a negative impact on the cardholder's credit record and affect the cardholder's future credit applications, such as loans, house purchases, etc.

Please make repayments on time and abide by the credit card usage regulations to avoid adverse consequences caused by late repayments. If you encounter difficulties with repayment, it is recommended to communicate with the bank in time and seek a negotiated solution.

The above is the answer to how long it will take for your credit card to be forcibly closed if it is overdue.