According to Article 36 of the Measures for the Supervision and Administration of Credit Card Business of Commercial Banks, the following basic information should be fully disclosed to the cardholder: the legal person name of the issuing bank, brand identification and anti-counterfeiting mark, card type (credit card, debit card, quasi-credit card, etc.). ), card number, cardholder's name pinyin (mbth), validity period, cardholder's signature, security check code, precautions, customer service phone number and bank website.

The issuing bank shall publicly and clearly inform the applicant of the application materials and basic requirements to be submitted. The application materials must be signed by the applicant himself, and the card shall not be issued without the customer's knowledge or against the customer's wishes. The application materials for the supplementary card of the credit card accepted by the issuing bank must be confirmed by the main cardholder through personal signature, customer service telephone recording, electronic signature or a way recognized by both the cardholder and the issuing bank.

Extended data:

The relevant requirements for credit cards stipulate that:

1. The issuing bank shall conduct a credit investigation on the credit card applicant, fully verify and completely record the applicant's valid identity, financial status, consumption and credit records, and confirm that the applicant has a fixed job, a stable income source or a reliable repayment guarantee.

2. If there is suspicious information in the credit card application materials, the audit opinions are missing, the auditors at all levels have not signed (signed, entered the work code) or the system audit records are missing, the credit card may not be issued.

3. Before issuing student credit cards, the issuing bank must confirm the second repayment source, obtain written guarantee materials that the second repayment source (parents, guardians or other managers) is willing to repay on behalf of it, and confirm the authenticity of the identity of the second repayment source.

Baidu Encyclopedia-Measures for the Supervision and Administration of Credit Card Business of Commercial Banks