The opening/closing mode of the small-amount secret-free visa-free function of CCB credit card is as follows:
1. Log in to mobile banking and operate through the menu of "Credit Card-Card Service-Card Security-Payment Management-UnionPay Flash Payment Exemption".
2. Log in to personal online banking, and through the menu of "Credit Card-Card Manager-Payment Management-Secret Exemption Settings", select the corresponding account after entering the page, and then operate "UnionPay Flash Payment Secret Exemption-Settings".
(In case of business changes, please refer to the actual situation. )
What is the credit card security payment limit?
From 20 18 and1June, the single limit of "small amount of confidentiality exemption" for UnionPay chip debit cards and credit cards was raised from 300 yuan to 1000 yuan. Moreover, if your debit card or credit card has the function of flash payment, that is, if you have a UnionPay chip or mobile payment device, you can make contactless transactions below 1000 yuan, and you can flash payment without password and signature at all.
If you are not used to this function, don't worry. If this function is not mandatory, you can choose to turn it off. This function can be turned off through the bank business hall counter, telephone banking and mobile phone channels. If you regret it after closing, you can reopen it through these places.
What is credit card confidential payment? How about confidential payment?
Credit card consumption has become a common way of consumption, which brings a lot of convenience to everyone's life and consumption. But have you ever heard of credit card confidential payment? What is this? Today, I will take you to know what is credit card confidential payment.
What is credit card confidential payment?
When people use credit cards to pay for consumption, although entering the password at checkout can ensure the safety of property, some people still find it troublesome to enter the password and want to make it easier, so there is a secret-free payment.
How about credit card unsecured payment?
In fact, it is not recommended to open the confidential payment that comes with the credit card. At present, many banks do not provide SMS notification for small consumption, and confidential payment only depends on signature to confirm whether it is the person. Personally, I think it's better not to drive because of the risks.
However, we can turn on the small-sum confidential payment function of Taobao and Alipay, and the mobile phone software will also send out consumption information when the goods below the 200 yuan amount are paid confidential, and it will be timely, so we will know what consumption there is at that time. If you find abnormal consumption, you can stop immediately, which is also very safe.
However, in order to open the mobile phone for confidential payment, a password must be set. Now the functions of smart phones are perfect, including fingerprint password, face recognition and other functions. It is also an effective protection for credit card and APP confidential payment.
The above is "what is credit card confidential payment?" ? How to apply? "As long as we make good use of the usual payment methods and don't easily open unsafe websites, then confidential payment will indeed bring us a lot of convenience.
Why is there no secret in automatic credit card payment?
Many banks' credit card confidential payment functions are automatically opened. This function is automatically enabled. The bank's explanation is that confidential payment is the basic function of bank cards, so it is enabled by default. But in fact, for credit card payment, banks have to charge merchants a handling fee. Users still have time to consider paying for the password. If the payment is confidential, the direct payment is successful. Therefore, automatic secret-free payment helps banks get more handling fees from consumption, so this function is automatically turned on by default.
This is the end of the introduction of credit card confidential payment. How many times can I swipe it a day? I wonder if you have found the information you need?