You can't apply for a credit card if you use your ID number alone. In addition, others can't use other people's ID cards to apply for credit cards.

if an individual handles business on behalf of others, the bank will take further identity verification measures; If the individual handles the business in person, the bank will continue to handle the business in accordance with the relevant regulations if it can confirm that the relevant individual is the certificate holder according to the comprehensive judgment of the individual's age, identity, reason for opening an account and business risk;

if it cannot be confirmed, further identity verification measures will be taken. If the relevant individual is a certificate holder, the resident ID card is true and within the validity period, and no application for loss reporting has been made in the public security organ, or a new resident ID card has not been replaced due to damage, incorrect registration items or name change, the bank will continue to handle the business;

if the individual concerned is not the holder of the certificate or the certificate is false, the bank will refuse to handle the business.

The measures taken by the bank to further verify identity include, but are not limited to, requiring relevant individuals to show their household registration book, motor vehicle driver's license, residence permit, social security card, Hong Kong or Macao Special Administrative Region resident identity card, valid identity certificate for living in Taiwan Province, passport and other auxiliary identification materials, or using the second-generation resident identity card reading device for identification, face recognition, fingerprint recognition, etc.

Extended information:

According to the Announcement on Standardizing the Management of the Use of Resident Identity Cards

V. State organs or relevant units and their staff members should conscientiously perform the verification obligations of resident identity cards and strictly implement the responsibility of verifying the consistency between people and certificates. Failure to perform verification obligations according to law causes damage to citizens' legitimate rights and interests or public interests, and shall be investigated for responsibility in accordance with relevant regulations. Citizens should consciously cooperate with the verification of resident identity cards and safeguard their legitimate rights and interests according to law.

6. In the process of performing their duties or providing services, the staff of state organs or relevant units shall check the identity of the identity card holder and the identity card on the spot, and shall not record the personal information of citizens recorded in the identity card without authorization.

Baidu Encyclopedia-Announcement on Regulating the Use and Management of Resident Identity Cards