What are Class I, Class II and Class III cards? First, a card
Class I accounts are full-featured bank accounts, including debit cards and settlement passbooks. Can access cash, finance, transfer, consumer payment, etc. , you can handle all banking business without limit, and the amount used is not limited.
Personal wage income, large transfer and payment of various insurances, provident fund and other businesses can be handled through Class I households.
Two. Second-class account
The second type of accounts are auxiliary accounts, including debit cards and electronic accounts. Can be used for daily expenses, such as deposit, financial management, consumption, payment, etc.
There are restrictions on the entry and exit of funds in unbound accounts, with a single-day limit of 6,543,800 yuan and an annual limit of 200,000 yuan.
Three. The third kind of account
The third type of account is a micropayment account without a physical card, which can be used for small and high-frequency transactions and is suitable for binding account transactions, such as QR code payment and mobile phone NFC payment.
It is worth noting that the balance of Class III accounts shall not exceed 2,000 yuan, with a daily limit of 3,000 yuan and an annual limit of 50,000 yuan.
So how can we tell what our POS settlement card is?
You can go to the business hall of the local bank and ask the staff; It's more realistic to call the customer service of the bank.
What is the impact of using Class II and Class III cards?
If your POS settlement card is a second-class card or a third-class card, you can only make small transactions. If the credit card exceeds the limit of Class II or Class III card, it will delay the arrival of the account (the account will be settled on the next working day, and the card cannot have running water on the day of arrival). This will not happen to a class of cards, so it is best to bind a class of cards when binding POS settlement cards. Of course, friends who have already bound the second and third cards need not worry too much. You can upgrade your bank card to the first class card at your bank. Or directly change the settlement and savings card on POS app.
Having said that, is your bank card a first class card, a second class card or a third class card?
This article comes from the Internet and does not represent the position of POS -POS in dealing with the Internet. Please indicate the source:/51069.html.
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