Supplementary information:
Is it credible for CCB to make a credit loan of 6.5438+0.5 million?
Many small partners often receive various sales calls, such as handling cards, loans, insurance, shops and so on. Among them, calling for a loan is a more frequent category. According to relevant statistics, 60% of telemarketers are employees of major banking institutions, 20% are intermediaries, and 10% are liars. Most of these "professional loan handlers" are employees of formal banking institutions, followed by loan intermediaries. For employees of formal institutions, it is naturally credible, but what is a loan intermediary? Is it credible?
The so-called loan intermediary, with a large area, currently belongs to the gray area of loans. Their business scope is very wide, from formal bank loans, credit loans from major institutions to online loans. Similarly, in terms of borrowing, it ranges from a few thousand to hundreds of thousands. As long as you are qualified, they can help you get it, even if you are not qualified. Some intermediaries can also help you pack and survive by charging a certain percentage of the successful loan amount.
Therefore, if you need a loan, you can find a real "professional, legal and regular employee" by phone, and with some common sense, you can get a basically reasonable loan amount and a suitable loan product to solve the demand, and you will not be deceived by a liar with only 10%.
As the saying goes, a small scam is easy to be seen through with one mouth. Be careful who cheats big. Various routines emerge one after another, and people with little financial knowledge and social experience will be hard to prevent.
There are only the following situations in which banks call for loans.
1, intermediary
You should know that banks are not short of borrowers, but they also have sales targets every year. For some small and micro enterprise customers and individual customers, banks will package and forward them to intermediary companies, so that banks can save a marketing fee and charge a certain handling fee.
Most of the calls we usually receive are from intermediaries. These intermediaries cooperate with banks, so they will promote products in the name of banks. In fact, this is a breach of contract. These products have high interest rates, so it is not cost-effective to lend them out. If you don't just need it, I suggest you don't handle it easily. Get to know it first.
2. You are not a quality customer.
If it is a high-quality big customer, then every bank will try its best to grab it. They will take the initiative to call to sell and give ultra-low interest rates. As long as the relationship is good, you may be able to pull the funds of the enterprise and kill two birds with one stone.
To sum up, CCB calls the credit loan 1.5 million, which is either a liar, an intermediary or a liar, so the best way for everyone is not to believe it. If necessary, go to the bank to apply for a loan, and don't believe it easily. If it is not clear that CCB will call the credit loan10.5 million yuan, you can go to Caixin. Com for advice.