Yes, bank records are stored in the personal credit reporting system of the People's Bank of China, and all financial institutions can conduct nationwide online inquiries with it!
Inter-bank remittances and withdrawals with Agricultural Bank of China credit cards require handling fees.
(The following content comes from: Gaomi Shengya Club team yidgah)
Agricultural Bank of China credit card inter-bank transfer fee:
Below 5,000 yuan (inclusive): Transaction amount 1, minimum 5 yuan;
5,000 yuan to 50,000 yuan (inclusive): 50 yuan/transaction.
Online banking transfer fee:
The bank's long-distance transfer fee is 0.4 of the transaction amount, with a minimum of 1 yuan and a maximum of 20 yuan;
Inter-bank long-distance transfer The handling fee is 0.5 of the transaction amount, with a minimum of 1 yuan and a maximum of 35 yuan.
Inter-bank withdrawals are charged based on the transaction amount (1 to 2 yuan/transaction), with a minimum of 3 yuan/each transaction. The daily limit is 5,000 yuan.