One dollar, one cent, cash withdrawal does not count

Dear Minsheng Credit Card customers:

Thank you for your long-term support and love for Minsheng Credit Card! In order to further standardize and improve credit card services, the Bank's Credit Card Center has updated and adjusted the categories of merchants that do not count credit card points, and have added the categories of merchants that do not count credit card points in the following list, which will take effect from January 5, 2011. You are hereby notified as follows:

1. The merchant category code (MCC) and name listed refer to the relevant specifications of China UnionPay and other relevant regulations.

2. If the accumulation of points is affected due to the incorrect use of merchant category codes by the acquiring bank or merchant, the Bank’s Credit Card Center will not be held responsible.

Add a new merchant category code that does not accrue points

Add a new merchant category name that does not accrue points

3998

Railway Passenger Transport

Railway Passenger Transport

To view the latest merchant categories that do not accrue points, please check the "List of Merchant Categories that Do Not Accrue Points" in the "Points Program Activities Measures".

List of merchant categories without points

Merchant category code

Merchant category name

Merchant category code

Merchant Category name

0031

Other wholesale categories

5511

Car and truck dealers - sales, service, repair and parts of new and used cars and rental

0061

Other wholesale categories

5521

Car and truck dealers - specializing in the sales, service and repair of used cars , parts and rentals

1520

General Contractors - Residential and Commercial Buildings

5542

Self-Service Gas Stations

Other wholesale categories

5551

Boat dealers

3711

Other wholesale categories< /p>

5561

Travel trailer and recreational vehicle sellers

3720

Other wholesale categories

5571

Motorcycle shops and dealers

3730

Other wholesale categories

5592

Camping and RV sellers< /p>

3740

Other wholesales

5598

Snowmobile dealers

3930

Other wholesale categories

5599

Comprehensive operators of automobiles, aircraft and agricultural locomotives

3998

Railway passenger transport

5790

Other wholesale categories

4112

Railway passenger transportation

5983

Fuel store—fuel, wood , kerosene and liquefied petroleum

4458

Other wholesale categories

5933

Pawn shop

4733

Other wholesale types

5960

Insurance direct sales

4814

Telecommunications services, including local and long-distance calls, credit card calls , magnetic card telephone and fax

5998

Wholesale type

4815

Monthly telephone charges

6013

Financial payments

4900

Utilities (electricity, gas, water, cleaning services)

6044

Other wholesale categories

5011

Other wholesale categories

6300

Insurance sales, insurance industry and insurance funds

5013

Motor vehicle supplies and spare parts (wholesalers)

7013

Real estate agency - real estate brokerage

5021

Office and business furniture (wholesalers)

7995

Lottery sales

5039

Not included in other codes Wholesale of building materials (wholesaler)

8062

Public hospital

5044

Office, photocopying and microphotography equipment (wholesaler) < /p>

8211

Primary and secondary schools (public)

5045

Computers, computer peripherals (wholesalers)

8220

General colleges and universities (public)

5046

Commercial equipment (wholesalers) not included in other codes

8398

Charitable and social service organizations

5047

Dental/laboratory/medical/eye hospital equipment and supplies (wholesaler)

p>

8399

Non-profit undertakings

5051

Metal product service providers and companies (wholesalers)

8651< /p>

Political Organizations (Government Agencies)

5065

Electrical Parts and Equipment (Wholesalers)

9211

Court costs, including alimony and child support

5072

Hardware and supplies (wholesalers)

9222

Fines< /p>

5074

Plumbing and Heating Equipment (Wholesalers)

9223

Bail

5099

Other wholesale categories, durable goods (not subdivided in other codes)

9311

Tax payment

5111

Stationery, office supplies, copy paper and writing paper (wholesalers)

9399

Government services not included in other codes (social security services, state mandatory)

Drugs and drug dealers (wholesalers)

9400

Embassy and consulate fees

5131

Fabrics, sewing supplies and other textiles (wholesalers)

9411

Government loans

5137

Uniforms for men, women and children and clothing (wholesalers)

9704

Other wholesale categories

5139

Footwear (wholesalers)

Other wholesale categories

5172

Petroleum and petroleum products (wholesalers)

9706

Other Wholesale Categories

5192

Books, Periodicals and Newspapers (Wholesalers)

9708

Other Wholesale Categories

5193

Planting supplies, seedlings and flowers (wholesaler)

9993

Other wholesale categories

5198

Paint and varnish supplies (wholesaler)

9994

Other wholesale categories

5271

Mobile RV dealer

5300

Member-based bulk retail store

5398

Other wholesale categories

This announcement is hereby announced.

China Minsheng Bank Credit Card Center

December 5, 2010