Indeed, there are too many cards. On the one hand, different billing dates and different repayment due dates often lead to forgetting to repay and overdue credit cards. On the other hand, credit cards have annual fees. Of course, many cards You can reduce the annual fee by making a certain number of transactions. However, if you are negligent and do not make enough transactions, annual fees will be incurred. Of course, there are advantages. Different bank credit cards will have different preferential activities, and you can get more discounts. But from another perspective, participating in activities for the sake of discounts often costs money that is not necessary. Therefore, based on the above, it is best to hold an appropriate number of credit cards, there is no need to have too many.