It is understood that under normal circumstances, the fixed amount is actively adjusted by the bank according to the cardholder's use of the card; Cardholders can take the initiative to apply for adjusting the temporary limit. The validity period of the temporary line is generally 1 month, and the longest period is no more than 2 months. After the validity period expires, it will automatically return to the permanent quota before adjustment.

CCB staff said that cardholders should make rational use of the increased temporary quota, pay attention to the validity period of the temporary quota, and make repayment records. If the supplementary card quota needs to be adjusted, the main cardholder needs to call the customer service hotline for manual application.

1, temporary line adjustment

If you need to increase the temporary quota for shopping, traveling, business investigation, studying abroad and other activities, you can call our credit card service hotline in advance to apply, and we will adjust it for you according to your credit history and card usage, so that you can fully enjoy the convenience of flexible quota.

The temporary credit line is valid for up to 3 months, and your credit line will be automatically restored to the original one after expiration.

2. Adjustment of permanent quotas

Cardholders can call the customer service hotline of CCB: 4008200588 to apply for increasing the permanent credit limit. CCB will review your past credit records and card usage, and upgrade the permanent credit line for customers who meet CCB's credit line adjustment policy.

Banks can take the initiative to increase your credit limit or credit card level according to your good credit record. If you don't want to raise the price, please ask the bank to resume within 10 days, otherwise it will be regarded as acceptance. Whether you accept it or not, you are responsible for paying off the debts that have already occurred.