As for Bear's credit card repayment, it is really not safe, although the function of the software is repayment. However, due to the lack of formal payment license, there is still room for improvement in security. Although many people are using it, I still remind everyone to use it safely.
And repayment software like Bear will be replaced with time. To put it bluntly, after a few years, the platform closed down, and it could not be opened or used.
If you want to use it for a short time and get through difficult times, you can recommend a good platform, which feels more reliable than Xiong Dai's software.
Changhuan app comes from Yantai Yixin Chuangyi Network Technology Co., Ltd., which is a diversified payment software integrating credit card repayment, credit card swiping and flower collection.