According to the bank’s internal algorithm:

If the frequency of credit card swiping is high, which is equivalent to swiping at the same POS machine at least twice a month, it will be recognized;

The amount of the card swiped is the same, for example, each swipe is 3,000 yuan, which is an integer, so it will be recognized;

The purpose of swiping the card is single, such as a hotel every time, and this purpose may also be recognized;< /p>

The credit card swiping limit is very large, such as a 20,000 credit limit. If you spend 19,998 yuan at one time, it will also be identified and monitored;

The credit card swiping time is consistent. For example, every time you swipe the card, it will be every time. On the afternoon of the 7th of the month, this is being monitored intensively;

According to these rules and regulations, it is recommended that the consumption when swiping the card should not exceed 90% of the limit, and use it as rationally as possible. If it is found out, it will be blocked as a matter of course. Cards with excessive amounts will bear criminal liability, and the bank has the right to prosecute.