Is it easy to apply for Pudong Development Credit Card?

good application. There are two types of credit cards in Shanghai Pudong Development Bank: the main card and the supplementary card. The application conditions are as follows:

1. The application conditions for the main card: at least 18 years old, with good personal credit record and stable work and income;

2. supplementary card application conditions: must be at least 15 years old; The applicant of the supplementary card is the immediate family member of the applicant of the main card, that is, the relationship of the applicant of the main supplementary card is: spouse, parents and children.

The information to be provided for the application of Shanghai Pudong Development Bank's credit card:

1. Identification documents such as ID card and household registration book;

2. academic credentials;

3. Work certification document stamped by the unit;

4. Income certificate issued by the unit;

5. Credit report;

6. proof of financial resources;

7. proof of residence (copies of water, electricity, coal, residential telephone bills and property management fees can be provided as valid proof of residence).

As long as you meet the above application conditions and provide the above application materials, the credit card of Shanghai Pudong Development Bank can be easily handled. In short, if you meet the requirements, the more complete your information is, the faster the bank's audit will be and the easier it will be to handle. There is also the difficulty of applying for a credit card mainly depends on the applicant's personal conditions, not on the auditing standards of which bank. If you can provide effective financial documents, it will help the bank to understand your personal situation and judge the credit limit. If you already have a credit card, you can use it to handle the card, which can also facilitate many steps.

Shanghai Pudong Development Bank (hereinafter referred to as "Shanghai Pudong Development Bank") Credit Card Center was established in January 24, and it is a direct operating institution established by Shanghai Pudong Development Bank specializing in credit card business. The product service system of Shanghai Pudong Development Bank Credit Card Center includes: Pufa Dream Card, a credit card product that can be customized by users; Cooperate with popular institutions and brands at home and abroad such as the Forbidden City, Barcelona Football Club and Pig Xiao Pi, and launch joint-themed credit card products in cooperation with industries such as aviation, hotel, department store, communication and Internet platform; Jointly issue high-end card products with rich rights and interests with VISA, American Express, mastercard international and other domestic and foreign card organizations.

The Credit Card Center of Shanghai Pudong Development Bank has launched preferential credit card platforms such as "Dream Family Club" and "Xiaopu Huihua", and launched market activity systems such as red envelopes, movies, miles and hotels. Shanghai Pudong Development Bank Credit Card provides mobile service platforms such as Pu Daxi Ben APP.

Is it easy to get a card with Pudong Development Credit Card

It is easy to get a card with Pudong Development Credit Card as long as it meets the requirements of the bank. However, when applying, different users get different quotas. The more financial resources the average user submits, the more credit the bank will issue. You usually get the card about 3 days after submitting the information.

when applying for a Shanghai Pudong Development Bank card, users need to be over 18 years old and have good personal credit information. When applying, they can go through the bank official website and the bank counter. When you apply in official website, you can learn more about the rights and interests contained in this credit card, and then decide whether to apply according to whether these rights and interests are what you need most.

After the user submits the information, the bank will approve it. At this time, the user can check the application progress through different channels, such as Bank official website and Telephone Banking. If the application is rejected by the bank, you can call to ask the specific reasons, then correct it and submit it again.

users need to activate the new credit card after they get it. The activation method has been marked on the mailed envelope. Just select one of them. After the credit card is activated, you can swipe your card to spend. However, you must repay on time after consumption, and there should be no overdue repayment.

Is it easy to apply for a PUFA credit card?

As long as the PUFA credit card meets the application conditions, it is easier to submit the application materials.

1. About credit cards:

Credit cards, also called debit cards, are credit certificates issued by commercial banks or credit card companies to qualified consumers. It is in the form of a card with the name, expiration date, number and cardholder's name printed on the front, and a magnetic stripe and signature strip on the back. Consumers with credit cards can go to special commercial service departments for shopping or spending, and then the bank will settle accounts with merchants and cardholders, and cardholders can overdraw within the prescribed limit.

2. Credit card application review process:

1. Application

In most cases, citizens with full capacity for civil conduct (citizens over 18 years old in Chinese mainland) and a certain direct economic source can apply for a credit card from the issuing bank. Sometimes, legal persons can also act as applicants.

people who apply for credit cards can be divided into units and individuals.

the applicants should be institutions, enterprises and business units, foreign-funded enterprises and individual industrial and commercial households with independent legal personality in China. Each unit can get a main card and several (5-1) supplementary cards when applying for a credit card. Individuals applying for credit cards must have a fixed occupation and a stable source of income, and provide guarantees to banks. The forms of guarantee include personal guarantee, unit guarantee and personal fund guarantee.

generally, the application method is to fill in a credit card application form, and the contents of the application form generally include the name, basic information, economic status or income source, guarantor and its basic information of the applicant. And submit certain copies of certificates and certificates to the issuing bank. After the customer fills in the application form truthfully, he should submit the completed application form and relevant credit certificate. The application form is accompanied by a contract for using a credit card. The applicant authorizes the issuing bank or relevant departments to investigate its relevant information, submit a statement on the authenticity of the information, the privacy protection policy of the issuing bank, etc., and must have the applicant's autograph.

2. Review

After receiving the application form and relevant materials submitted by the applicant, the issuing bank shall review the applicant's credit standing. The contents of the review mainly include whether the contents of the application form are true or not, evaluating the credit degree of the applicant, and reviewing the relevant information of the guarantor for the individual.

usually, the bank will examine the applicant's various information and economic situation according to the application materials to judge whether to issue a credit card to the applicant. The factors considered are the applicant's past credit history, the applicant's known assets, professional characteristics, etc. The specific factors and process of the issuer's audit are trade secrets, which are generally difficult for the outside world to understand. The standards of different card-issuing banks are also different. Therefore, the same materials may have different credit lines and different types of credit cards in different banks, and even some banks will pass the examination and some banks will refuse to issue them.

3. Card Issuing

After the applicant successfully applies for a credit card, the card issuing bank will open a separate credit card account for the cardholder at the card issuing bank for shopping, consumption and settlement after cash withdrawal.

4. Card opening

Since the card is sent by post after the credit card application is approved, there is no guarantee that the recipient is the applicant. In order to protect the applicant and the bank from theft, the credit card has a card opening program before it is officially opened. Card opening is mainly through telephone or internet, etc., to check the relevant personal information provided at the time of application, and complete the card opening procedure after it meets the requirements. At this time, the applicant becomes the card holder, and can officially start using it after signing on the back of the card. After a credit card is opened, it is generally necessary to set a password for the card.

Is it easy to apply for a credit card in Shanghai Pudong Development Bank?

It is easy to apply for a credit card in a bank with high quota and low interest rate, and apply for a credit card online:

If you want to find a bank with the best credit card, you can choose from private banks, local banks and their co-branded cards, which is also a common cognition.

in addition, the development of credit card business in different banks is different. Generally speaking, the number of credit cards is relatively large, so it can be considered that the threshold for application is relatively low and the probability of passing is relatively high.

When handling credit cards, many cardholders will not only look at the threshold for applying for a credit card, but also pay attention to the credit limit. After all, the larger the credit card limit, the more enjoyable it is to swipe the card, so many people want to handle a credit card with a good application amount.

meituan co-branded credit card

meituan co-branded credit card is a co-branded card jointly launched by banks and meituan. The credit limit of meituan co-branded credit card is generally 1,-5, yuan, and the maximum credit limit is 5, yuan. (

Meituan's joint credit card application

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Meituan has cooperated with many banks such as Guangzhou Bank, Jiangsu Bank, Xiamen Bank, Guilin Bank, Shanghai Bank and Qingdao Bank to launch joint credit cards. The number of cooperative regional banks reached 14.

cardholders can bind Meituan credit card to Meituan, and when spending money on Meituan, they can use Meituan credit card to pay and enjoy relevant preferential activities.

If you are a senior user of Meituan, you often order takeout and group purchases, and you have certain spending power. You have applied for other bank credit cards and used them normally, then the application for Meituan co-branded cards is basically approved every second.

meituan credit card can be used every day to deduct 6 yuan. Every day, a single takeaway can be deducted from 6 yuan, which can be reduced for 9 consecutive days. Movies are 5% off every month, and credit card spending points can be automatically converted into the change of Meituan according to the standards of 1 yuan /1 yuan, and cashed on the daily platform.

Bohai Bank Credit Card

The credit card limit of Bohai Bank is: 1,-1, ordinary cards; The gold card amount is 1,-5,; The amount of platinum card is more than 5 thousand. It should be noted that the approval of credit card application for credit line is determined according to the actual situation of the applicant, whether the job is stable or not, fixed income, etc. (

Bohai Bank Credit Card Application

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Its products mainly include standard cards, Bohai Bank 51 co-branded credit cards, travel theme cards, house card theme cards, family series theme cards and so on. Bohai Bank's 51 joint credit card is a UnionPay standard gold card, free of annual fee, with a maximum credit line of 1, yuan. The card does not have an interest-free repayment period, and it bears interest on a daily basis, and it can be repaid as it is borrowed, which flexibly meets the needs of cardholders, shopping and consumption.

Shanghai Pudong Development Bank Credit Card

The credit cards of Shanghai Pudong Development Bank are divided into general card, gold card and platinum card according to the card grade. Generally, the general credit card is between 3, and 5, yuan, the gold card is between 1, and 5, yuan, and the platinum card is above 5, yuan. (

Shanghai Pudong Development Bank credit card application

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The credit line of Shanghai Pudong Development Bank credit card is the credit line given by the applicant through various evaluations, including: work, credit history, education level and asset status. The better the evaluation item, the higher the credit card limit.

hengfeng bank Credit Card

The credit card limit in hengfeng bank is generally: the credit card limit is between 3, yuan and 1, yuan. The amount of gold card: 5 -3 yuan. The amount of platinum card: between 1, yuan and 5, yuan. (

hengfeng bank Credit Card Application

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This paper mainly talks about hengfeng bank Star Platinum Credit Card, which is a credit card with family as the main body. With this card, it can provide cardholders and their families with a variety of rich rights and interests, such as comprehensive aviation security, private health butler for families, triple points on Wednesday, cash back of exclusive points, and platinum courtesy of UnionPay.

In terms of travel, Star Platinum Credit Card is also quite distinctive. With this card, cardholders and their families can enjoy global flight delay insurance in 3 yuan and air checked baggage delay insurance in 8 yuan for a single delay of 2 hours.

Is Tik Tok Pudong Development Bank's credit card easy to approve?

Shanghai Pudong Development Bank's credit card is easy to approve, but everyone should know the rules of approval in advance, so that users can fill in the formalities according to the relevant rules. Pudong Development Bank was approved by China on August 28th, 1992, and a national joint-stock commercial bank approved by the People's Bank of China opened on January 9th, 1993. It was successfully listed on Shanghai Stock Exchange in 1999, and its head office is located in Shanghai.

I. Shanghai Pudong Development Bank Credit Card is approved

Shanghai Pudong Development Bank Credit Card can be processed by providing information as required, and it will be issued if it meets the requirements. Credit card application conditions: at least 18 years old; Urban and rural residents who have a fixed occupation and a stable income and whose work units are generally in their permanent residence; Fill in the application form and sign it personally at the "Applicant's Signature". If everyone operates according to this method, the probability of application is still very high. As long as the user meets the relevant conditions, the approval speed is also very fast.

II. Specific introduction and analysis

Here, I will also give you a detailed introduction of the conditions that applicants need to meet and the materials that need to be prepared, so that users can prepare in advance, and the probability of successful application is also very high. To apply for a credit card, you need to provide the following information: a copy of your ID card, work certificate, income certificate, etc. Provide bank deposit certificates, property certificates, degree certificates, etc.; If a person is registered in a foreign country, an overseas person is applying for a local job, and an active officer applies for a credit card in his own name, some card-issuing banks may require a temporary account issued by the local public security department or a certificate (including a work certificate) issued by the relevant department. If you want to handle this business, you'd better know the specific information in advance.

To sum up, many people say that the credit card approval of Shanghai Pudong Development Bank is very fast and the approval procedures are very simple. So you don't have to feel very worried, because you can definitely pass, as long as you meet the relevant conditions, you can apply.

Let's stop here for the introduction of how to apply for Pudong Development Credit Card.