1, different regions.

Visa is an international credit card organization. At present, visa has its own cooperative issuing bank and its own acquiring bank in most countries around the world. Credit cards marked visa can be used in most countries in the world, no matter which country's banks issue cards. Visa is no exception in China. All credit card issuing banks are partners of visa, and visa also has its own acquiring bank in China.

UnionPay is a bank card organization in our own country. At present, UnionPay has also issued its own RMB single-currency credit card, which is common in China and can also be used on UnionPay POS machines and ATMs with UnionPay logo abroad.

2, the use is different.

UnionPay is the best choice if you only spend in China, but if you often need to spend abroad, VISA card is essential. In recent years, in order to meet the needs of users, major banks have launched dual-currency cards, namely UnionPay +visa, allowing users to take the UnionPay channel when spending at home and the visa channel when spending abroad.

3. The card rights are different.

Visa is not only synonymous with payment cards or credit products. Products and services branded with Visa represent the safest, most convenient and most reliable payment method, allowing consumers to trade at any time, anywhere and in any way. Visa is committed to cooperating with the People's Bank of China and banks in China to ensure that the payment industry in China can strongly support the sustained and rapid economic development in the future, which is the kind of card that people often swipe in shopping malls, commonly known as bank card/credit card/financial card.

The purpose of "UnionPay" logo is to provide a unified identification mark for all kinds of ATM and POS terminals to accept bank cards issued by commercial banks, so that bank cards issued by different banks can be used in ATM and POS terminals with "UnionPay" logo, and provide consumers with convenient, fast and safe financial services.

Extended data:

The difference between Visa cards

There are five major credit card brands in the world, namely VisaInternational and MasterCardInternational, and three professional credit card companies, namely AmericaExpress, DinersClub and JCB Japan International Credit Card Company (JCB).

VisaInternational is the largest credit card and traveler's check organization in the world. VisaInternational owns brands such as Visa, electronic, INTERLINK, PLUS and VisaCASH.

Mastercard international is the second largest international credit card organization in the world. MasterCardInternational owns MasterCard, Maestro, Mondex, Cirrus and other brands.

Visa and MasterCard have established a global credit card consumption alliance. After domestic banks cooperate with them, credit cards issued by domestic banks can be swiped within the alliance. To apply for a credit card, you can choose to apply for a Visa credit card or a MasterCard credit card.

References:

Baidu encyclopedia -visa card

Baidu encyclopedia-unionpay card