You can try to apply. The temporary limit is the result of our comprehensive evaluation with reference to all aspects of your situation, including whether you repay the loan on time, whether you often use our credit card, the type of consumption and the specific situation of consumption. These are the factors we consider. The success of the application depends on the results of system evaluation. The temporary limit is valid for a certain period of time, after which it will be automatically restored to the original limit, and you can borrow cash in advance. After the temporary line expires, the used temporary line (exceeding the fixed line) does not enjoy the convenience of revolving credit, and will be included in the minimum repayment amount of the latest bill, which must be paid off in one lump sum on the due repayment date. If you can't pay off, you can check whether you can apply for bill installment through customer service evaluation. If there is still a temporary limit under the condition of non-maturity/non-repayment, you can apply for adjusting the temporary limit again, subject to the approval of the system. Log in to credit card online banking and click Account Management → Account Limit Management → Temporary Limit Adjustment.