Can I apply for a credit card with only my ID card?

1. Let me answer your questions. I regret to tell you that it definitely won’t work, and not any bank will work. Credit cards can be overdrafted, so the bank must confirm that you have the ability to repay. Only your ID card cannot prove it at all. Generally speaking, to apply for a credit card, in addition to proof of identity, you also need proof of work, such as your work badge, business card, etc. You also need to submit proof of social insurance for more than six months, your academic qualifications, documentary evidence, etc. Then these information will be taken to the headquarters, and the bank will review you. So just relying on your ID card is definitely not enough!

2. Quick access to the emergency channel!

3. No matter what bank, it will not work. The bank will only approve the card to you if you have sufficient repayment ability. Not to mention only having an ID card, sometimes you may not be able to apply for a lot of additional materials. If you really want a credit card, you can apply for it, but you need to bring your ID card, proof of employment and income, and other supporting materials to apply for the credit card. This way, you have a higher chance of passing! I hope it can help you. It is better to prepare the materials carefully. Only rich materials can help you get approved for a credit card! I hope your card application is successful!