It generally takes about 20 working days to apply for CCB etc credit card. After applying, you can log on to the credit card website of CCB, click "Application Progress Inquiry" and enter your ID number to inquire about the audit progress. If you apply in a branch, it will take some time for the branch to submit your application until your information is available in the system, so you can check the progress immediately without applying. \x0d\ETC corresponds to two kinds of credit cards: standard card and car card. The difference is as follows: \x0d\ 1. Standard cards, like ordinary credit cards, are independent of ETC cards, and you can avoid annual fees by swiping your card three times a year (including paying high-speed tolls with ETC); \x0d\2。 Car card has car washing function, but there is a fixed annual fee for 200 yuan. After swiping the card for a certain number of times, you can enjoy the car wash service 52 times a year (the car wash point in cooperation with CCB), that is, once a week. The car card is independent of the ETC card and does not need to be carried with you.