Credit cards are generally plastic cards with a special carrier, with a length of 85.60 mm, a width of 53.98 mm and a thickness of1mm. The name of the card issuer, the expiration date, the number and the name of the cardholder are printed on the front, and the chip, magnetic stripe and signature strip are printed on the back.
The validity period of a credit card is generally marked below the card number of the credit card, and the standard format is the date of the previous month and the date of the next month. For example, if the credit card shows 08/ 16, it means that your credit card is valid for August 20 16.
Some cards only show the expiration time, while others show the interval between issuance and expiration. If the number below the card number is an interval, such as 02/ 10-02/ 15, it means that the card was issued in February 20 10, and will expire at the end of February 20 15.
In the month when the credit card expires, you can apply to the bank for a new card. After the new card is collected, the old card will be invalid.
Extended data:
Advantages of credit card:
1, there is no deposit for overdraft consumption, and you can enjoy an interest-free period of 20-56 days. Repayment can be made on time without any charge (most banks will charge 0.05% interest and 2% handling fee on the day of withdrawal, while ICBC will charge no handling fee but interest).
2. It is not only safe and convenient to swipe your card when shopping, but also a bonus gift.
3. Special merchants who hold cards in banks can enjoy preferential treatment.
4. Accumulate personal credit, add a credit record to your credit file, and benefit for life.
5. Access to the whole country is barrier-free, and you can withdraw money or spend money by credit card on ATMs and POS machines with UnionPay logo; (Note: Credit cards are only suitable for credit card spending. It is best not to withdraw cash, which is expensive and uneconomical. )
6. The free choice of one card and two currencies is popular all over the world, and consumption abroad can repay in RMB.
Baidu encyclopedia-credit card