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What exactly is intra-city transfer within China Construction Bank? How can we be in the same city?

"Tongcheng" refers to the same provincial administrative unit.

China Construction Bank’s intra-city business scope:

Beijing City, Jilin Province, Henan Province, Yunnan Province, Tianjin City, Heilongjiang Province, Hubei Province, Tibet Autonomous Region, Shanghai City, Jiangsu Province, Hunan Province, Shaanxi Province, Chongqing City, Zhejiang Province, Guangdong Province, Gansu Province, Hebei Province, Anhui Province, Guangxi Zhuang Autonomous Region, Qinghai Province, Shanxi Province, Fujian Province, Hainan Province, Ningxia Hui Autonomous Region, Inner Mongolia Autonomous Region, Jiangxi Province, Sichuan Province, Xinjiang Uygur Autonomous Region, Liaoning Province, Shandong Province, and Guizhou Province.

The following branches belong to the same provincial administrative unit, but are not within the "same city" coverage defined by our bank:

(1) Dalian Branch and Liaoning Branch;

(2) Ningbo Branch and Zhejiang Branch;

(3) Qingdao Branch and Shandong Branch;

(4) Xiamen Branch and Fujian Branch;

(5) Shenzhen Branch and Guangdong Branch;

(6) Suzhou Branch and Jiangsu Branch.

The handling fees for withdrawing credit card overpayments and handling credit card overpayments transfers between the above branches shall be charged according to the "China Construction Bank Dragon Card Credit Card Use Agreement" and "Charging Standards".

Extended information

Transaction settlement fee:

1. Transfer within the system: no fee for intra-city transfers, and less than 5,000 yuan for each out-of-town transfer (including 5,000 yuan) ), free; 5,000-10,000 yuan (including 10,000 yuan), the fee is 5 yuan;

10,000-50,000 yuan (including 50,000 yuan), the fee is 7.5 yuan; above 50,000 yuan, It is charged at 0.015% of the transfer amount, with a maximum fee of 25 yuan.

2. Inter-bank transfer: intra-city (non-urgent) transfers of less than 5,000 yuan (including 5,000 yuan) are free of charge; for transfers of more than 5,000 yuan, there is a fee of 1 yuan. Intra-city (expedited) and long-distance transfers with an amount of less than 5,000 yuan (including 5,000 yuan) are free of charge; between 5,000 and 10,000 yuan (including 10,000 yuan), there is a fee of 5 yuan;

10,000 yuan —50,000 yuan (including 50,000 yuan), the fee is 7.5 yuan; above 50,000 yuan, the fee is 0.015% of the transfer amount, with a maximum fee of 25 yuan.

Reference materials: China Construction Bank - Announcement on intra-city coverage

China Construction Bank - Regarding Long Card credit card cash withdrawal and cash transfer fees within the same city