How long does it take to apply for a credit card

The time required to apply for a credit card mainly depends on the way to apply for a card, the conditions for applying for a card and the information provided. If you go to the outlet, the review time is generally about 2 working days.

1. credit card application.

To apply for a credit card online, you usually only need to fill in the application form, which can be completed in half an hour at most. After filling in the application form, it will be submitted directly to the bank credit card center. Compared with applying for a card at the counter, it saves a week of material submission time, which can be said to greatly improve efficiency.

second, credit card review.

to apply for a credit card online, the general credit card center will complete the preliminary examination within 7-15 working days after receiving the submitted complete application materials, and the applicant can check the application progress online after 7 days at the earliest. Of course, there are also relatively fast, and the audit results can be issued on the same day. For example, if you apply for Industrial Credit Card in Alipay, the approval will be faster because it will grant sesame credit.

However, it should be reminded that applying for a credit card online, especially for the first card of a bank, may require you to sign in person before issuing the card, that is, for a second review. For example, Industrial Bank will send you a face-to-face signing message after passing the first trial, asking you to go to the business outlets for face-to-face signing.

third, credit card business card printing.

after the credit card is approved, it will enter the card-making stage, and the credit card center will send the customer information to the card-making department. Generally, the card-making will be completed within 2-3 days. However, if the applied credit card has a special process, the credit card time will be longer, which may take 5-7 days or even longer.

fourth, credit card receipt.

after the business card printing is completed, the card letter will be sent by registered mail, which is usually received within 1 days after the card is sent, and the bank will send you a short message notification after the card is sent.

how long does it take to process the credit card?

how long does it usually take to get a bank credit card?

Generally, it takes 15 working days for a bank credit card to be processed, excluding weekends and holidays.

when a bank reviews a credit card, the applicant can check the review progress of the credit card through online banking or through mobile banking.

If your credit card is lost, it will take about two weeks to report the loss and reissue it. The specific process can be referred to as follows:

First, report the loss first and then reissue it. The process of reporting the loss and reissue it can be completed just by calling the customer service phone of the relevant bank, pressing the key or other service key, and then switching to the worker service, so as to report the loss and reissue the business. This operation saves you the time to go to the bank in person.

second, you can receive the new card in about two weeks after it is confirmed to be reissued.

1. After reissue, it takes about half a month from card making to card sending.

2. Card-sending banks send cards by ordinary post, which is relatively slow and the area is not too far away. It can be received in one week. If it is in remote areas, it will take more than one week, such as Xinjiang and other places. How soon you can receive the new card depends on your area.

I hope my answer will help you. You can also call the customer service phone of the bank for consultation.

How long does it take to get a credit card

It takes a certain process to get a credit card. Generally, it takes 2 to 4 days. Of course, there are some exceptions.

If the applicant meets the requirements for a postal savings credit card, it generally takes no long, and it takes 15 working days to complete the examination and approval, and it takes 8 working days for the credit card to enter the examination and approval. The relevant process is as follows:

1. As long as the application materials are complete, it usually takes 8 working days to complete the examination and approval after receiving your application materials from the examination and approval department;

2. After approval, the card will be made for the customer within 2 working days;

3. Send it to the customer by registered mail according to the billing address. Generally, the sending time of registered mail is within 15 days.

If time is critical, you can take the relevant documents to the outlet of China Everbright Bank. If it goes well, you can get the card in one day. You can try it.

Tips: Credit cards must be applied by people who have reached the age of 18 and have stable repayment ability, so you must bring all relevant certificates when handling credit cards.

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Generally, the card used by the applicant bank is 2 to 4 days. If you want to be quick, you can choose Guangfa, Xingye, China Everbright and other banks to handle it. I hope my answer will be helpful and I wish you success in handling the card as soon as possible.