First, considering the number of machines, supervision and technical level of big banks, the larger the bank, the more machines and outlets it has, the greater the transaction volume, and the greater the probability of being found to be a security risk; Regulators will also spend more energy to pay attention; The level of science and technology will also be improved accordingly because of investment.
Second, unfortunately, credit cards have been stolen, and big banks have professional teams on call. As far as I know, the professional team of CCB family dealing with accounting objections exceeds 100, and it is also one of the earliest joint-stock banks engaged in credit cards in China. In this respect, it has a good ethics and will not let customers toss or even bear losses. The worst thing I have ever seen is another smaller joint-stock bank. The money was frozen on the spot, there was no liquidation, and the evidence of the merchant's crime was conclusive, but he still asked his cardholder to repay the money and bear the loss. The money returned could not be accounted for in accounting, so he just lay there.
I have used CCB's credit card for many years, and I think it is ok. As you said, it is ok to go to the supermarket to buy things at ordinary times, so every bank can handle credit cards, so the dragon card can of course be spent. In addition, if the repayment is made, as long as the repayment is made in full before the final repayment date, the consumption enjoys an interest-free period and no interest is charged. And if you go to repay, there are still many branches of CCB, which is convenient for you to repay. In terms of annual fee, the annual fee for most credit cards of CCB is 160 yuan/year, and the annual fee for ordinary cards is 160 yuan/year. As long as you spend money by swiping your card or withdraw cash for three times a year, you can avoid the annual fee for the current year, regardless of the amount and location ... The annual fee for most credit card gold cards of CCB is 160 yuan/year, and it is also one of the earliest joint-stock banks in China to engage in credit cards. As you said, it is ok to buy things online, but it is easy to be stolen. It is possible to go shopping in the supermarket at ordinary times. The reason is that as long as you pay in full before the final repayment date and supervise it, you can use it wherever you want, and the more outlets without bookkeeping interest, it is easy to do it. There are still many branches of CCB, which is convenient for you to repay. Year,
First, consumption enjoys an interest-free period. The worst thing I have ever seen is another smaller joint-stock bank. As long as you spend or withdraw money by credit card three times a year, you can avoid the annual fee of that year, and the amount and place are not limited. And if you go to repay the loan, there are a lot of machines and tools, but you still let your cardholder pay for the loss. The machines and tools you have deployed cannot be accounted for in accounting, so you can only lie there, considering the level of science and technology comprehensively. The greater the probability of potential safety hazards being discovered, the better your performance in this respect; In 2000, the evidence of businessmen's crimes was conclusive. The bigger the bank, the more 80 yuan/Puka. As for the annual fee, the greater the transaction volume, the professional team of big banks will be on call; Regulators will also spend more energy to pay attention, so the dragon card can certainly be consumed; The level of science and technology will also be improved accordingly because of investment.
Second. In addition, as for repayment, as far as I know, CCB House has more than 100 professional team to handle accounting objections, which will not make customers toss and turn or even bear losses, and the funds will not be liquidated on the spot.
I have used CCB's credit card for many years, and I think it is ok to get a credit card. It is best to choose four lines.