Credit cards can withdraw cash at ATMs and counters.

Tip: As far as the existing handling fees and interest are concerned, the handling fees of each bank are different (for example, Guangfa Smart Card is free of handling fees for the first three withdrawals every month, and China Merchants Bank's Weibo Daren Card and Xingye Star Card are free of handling fees for the first withdrawal every month). At present, the interest rate of all banks is 0.05% per day.

Online credit card application process:

Log in to the online banking of the relevant bank.

Click "Credit Card Application" or "Credit Card Online Card Handling" (depending on the online banking of each bank).

Select the card issuing province and city, as well as the brand, characteristics, media, grade, currency and other information of the application products, query and retrieve the required application products, and click on the bid.

Fill in your personal information before the application can pass.

Submit an online credit card application and wait for the approval result.

Some banks' online credit card applications support the bidding business of main cards and supplementary cards (including supplementary supplementary cards). Here is an introduction to the support of the main card and the auxiliary card business.

The information to be filled in when applying for supporting the main card and the auxiliary card online includes: main card application information, auxiliary card application information, contact information, and synchronous customization service application information. Among them, the main card (sub-card) application information includes: personal data, professional data, etc.

For those who bid for the primary and secondary cards at the same time or only for the secondary cards, in principle, the applicant for the primary card and the applicant for the secondary card must go through the card collection procedures at the card collection outlets with their valid identity documents (a few banks such as industry and commerce), and for those who do not receive the cards at the same time, the applicant for the primary card can only go through the card collection procedures at their own cards; The applicant for the secondary card shall not apply for the primary card separately.

If the card is not issued for more than half a year, it is deemed that the customer has given up applying for a credit card.

After the card is successfully processed, a short message will be sent to the applicant. Customers who apply for credit card online must complete signature confirmation, card collection and card activation at their selected card collection outlets with valid identity documents.