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How to cancel CITIC Credit Card when it is no longer used?
in fact, many cardholders don't know that the bank may ask you to pay back the money in the future if the credit card cancellation procedure is improper. Regarding the view that cardholders still face risks after direct cancellation, this person believes that commercial banks are mainly to prevent moral hazard. First of all, after the cardholder cancels the card, the magnetic stripe information still exists. Once the personal information is collected by criminals and then submitted to the bank, it may cause the risk that the credit card will be stolen.

How to cancel CITIC Credit Card when it is no longer used

1. The telephone customer service of CITIC Bank is cancelled. You can cancel your credit card by calling the 24-hour customer service hotline of CITIC Bank at 95558 or the credit card customer service hotline at 8-999-5558 with the bank's reserved telephone number. The customer service staff will handle the card cancellation procedures for you after verifying your personal information and account information, but pay attention to the need for voice to manual service.

2. cancellation of citic bank outlets. You can bring your valid ID card and the credit card you want to cancel, go directly to the outlet of CITIC Bank, and ask the staff at the counter for cancellation. If you have more questions, you can also consult the bank staff.

to cancel a credit card, you should also pay attention to the following three issues.

first, we will confirm whether to carry out the sales after 46 days. Credit cards are usually cancelled by telephone banking, but it is not directly successful when telephone banking cancels cards. Usually, the cardholder calls the bank to confirm whether the card has been cancelled after 46 days, so as to avoid unnecessary troubles in the future if the bank fails to cancel the card for some reason and the cardholder thinks that the card has been cancelled successfully.

second, pay off the debts on time. This debt is not only the debt in the account, but also the annual fee and so on. If we pay attention to the former and ignore the latter, there may still be arrears in the card after the cardholder cancels it. Therefore, you must ask clearly when you cancel the card, and you must never leave a debt.

third, cut the magnetic stripe when you pin the card. If the card is complete, it can still be used where only part of the card number is needed without checking the information. It is best to cut the magnetic stripe into several pieces and throw it into different garbage dumps to prevent people with ulterior motives from stealing it.