Cash can be withdrawn with Guangfa Bank credit card.

Overdraft withdrawal limit: The overdraft withdrawal limit is determined according to your card usage. It is generally 50% of the comprehensive credit limit. The total amount of overdraft withdrawal and transaction amount shall not exceed your comprehensive credit limit. Please refer to the specific limit. Call the 24-hour customer service hotline of the Credit Card Center for enquiries. :

How to activate and use:

Dial 95508 on your mobile phone and press "3-3" according to the voice prompts to complete the password setting and function activation. Then dial 95508 on your mobile phone (press 4 and then 6 after the voice prompt), mobile banking, online banking, self-service teller machines, and bank branch counters, and withdraw cash according to the corresponding instructions.

Warm reminder: Please use the mobile phone number registered in the system to dial 95508.

Multiple channels to choose from:

Telephone overdraft withdrawal: a new idea of ??convenient cash withdrawal, just make a phone call and instantly withdraw money to your savings account

You only need to register in the system Dial 95508 on your mobile phone, press 4 → press 6, and follow the voice prompts to activate the telephone overdraft cash withdrawal service. You can transfer the cash overdraft from your credit card to your bank or non-Guangdong Development Bank savings account in your own name, without going out, if you need it urgently. (It takes only 1-2 working days to transfer to our bank's savings account, and it only takes 1-2 working days to transfer to non-China Guangdong Development Bank.) Each transaction supports random withdrawal within the limit, up to 500,000 yuan.

Mobile banking overdraft cash withdrawal: Log in to our bank's mobile banking, select transfer and remittance → transfer with the same name, and follow the system prompts to overdraw cash from your credit card to a valid savings account in your name with the bank. Each transaction supports random withdrawal within the limit, up to RMB 500,000. ?

Online banking overdraft cash withdrawal: Log in to online banking, select credit card → credit card transfer → overdraft transfer, and follow the system prompts to overdraft cash from your credit card to a valid savings account in your name with the Bank. Each transaction supports random withdrawal within the limit, up to RMB 500,000.

Overdraft cash withdrawal at automatic teller machines: RMB or local currency can be withdrawn at domestic and overseas automatic teller machines with VISA, MasterCard or UnionPay logos using the withdrawal password.

Overdraft cash withdrawal at bank branch counters: You can use the credit card and withdrawal password or valid ID at the counters of Guangfa Bank branches in China or overseas bank counters with VISA, MasterCard or UnionPay logos. Withdraw RMB or local currency. Each transaction supports random withdrawal within the limit, up to RMB 500,000.

Guangfa Bank—Overdraft Cash Withdrawal