All bank credit cards provide bill installment service, mainly to alleviate the repayment pressure of cardholders and maintain personal credit information. Because the number of bill installments is as short as 3 months and as long as 2 years, if you want to repay in advance after applying, is it ok? What is the charge if ICBC's credit card bill is repaid in advance by installments? I. Introduction to the installment of ICBC's credit card bills. The installment of ICBC's bills refers to the business that the cardholder completes all or part of the consumption transactions of the previous bill in one lump sum from the billing date to the final repayment date. The installment amount of ICBC's credit card bill can be determined by the cardholder according to his repayment ability, but the minimum amount cannot be lower than that of 6 yuan and less than that of 6 yuan. The installment number can be 3, 6, 9, 12, 18 and 24, and the installment fee is determined by the bank according to the installment number and the applicant's credit condition.

2. prepayment of ICBC's credit card bill by installment. ICBC can apply for full or partial prepayment of the credit card bill by installment. It is not possible to directly deposit the full amount of funds into the credit card without applying. The system will only deduct the money according to the billing bill. In addition, after applying for prepayment of ICBC's credit card bill by installment, you need to return the outstanding principal+handling fee in full to the credit card account, and insufficient amount will also lead to the failure of prepayment.