As we all know, every bank has its own evaluation criteria. We must pay attention to the fact that overdue is impossible in our daily life. If there is overdue, no matter which bank is detected, it must swipe its card during normal trading hours to ensure the authenticity of the transaction and not affect our personal life. At the same time, it also has high requirements for the overall debt ratio of funds. If we have housing loans and car loans, we must change the loans in time, and we can't be overdue.

the cardholder's credit card is habitually overdue and will not be repaid after use, which will make the bank feel that it does not meet the requirements of * * * to enjoy the card. In order to prevent the bad debt rate from rising further, the payment of credit cards will be stopped, so that cardholders will no longer use credit cards for transactions, but the account has not been cancelled. According to the credit card contract, credit cards can only be used for daily consumption. It is forbidden to withdraw cash through virtual credit card transactions. Once it is discovered by the risk control department of the bank, the payment of credit card will be stopped, because it violates the interests of the bank and belongs to improper credit card use.

Credit card risk transactions are mainly manifested as sudden overseas transactions, inconsistent trading places twice on the same day or excessive transaction amount. The bank risk control system conducts risk investigation in combination with the usual credit card use behavior. If there are potential risks, credit cards will also be stopped. As we all know, credit cards can fully satisfy our daily life. If you want to avoid the phenomenon that credit cards stop using, you must use credit cards regularly and repay them on time. Other credit cards in your name must not be seriously overdue, because we all know that using credit cards is reported to individuals. If they are often overdue, it is likely to cause great obstacles to our future loans. I hope everyone can realize this.

We all know that credit cards are based in real-name registration system. If you want to use them more standard, you can't rent them or sell them to others, which is very dangerous. For example, once economic contact occurs, it may affect the life of cardholders. At the same time, according to the credit card contract, bank cards can only be used for daily consumption, and it is forbidden to withdraw cash through credit card virtual transactions. Once it is discovered by the bank's risk control department, payment may also be stopped. I hope everyone can regulate the use of credit cards.