Simple and reliable borrowing platform, the borrowing platforms that are easier to pass are:

(1) China Merchants Union Haofeng Loan: a credit product under China Merchants Union Finance, apply online For online review, as long as the user has good credit and a certain ability to repay, it is easier to apply.

(2) Anyihua: The application threshold for Anyihua is not high. As long as you meet the basic loan conditions, it is relatively easy to pass.

(3) Jiebei: As long as you have the application entrance and quota, you can basically ensure the success of your payment.

(4) Weilidai: You need to check your credit before applying for a loan amount. Users with good credit have a higher approval rate.

(5) 360 IOU: A pure credit loan product, you can apply if you meet the age and credit requirements.

Before, I also had business turnover needs, and I have used several small loan products. The first one I applied for was Du Xiaoman Youqianhua (formerly Baidu Finance), with a limit of exactly 100,000 (the highest on the platform) Supports 20W), and the interest rate is also very low (the annualized minimum is 7.2), which is still relatively low. All were proposed and divided into 12 issues.

Baidu Finance is a formal licensed consumer finance company, and there are no fees for the entire application process and payment.

Du Xiaoman-You have money to spend (batch in seconds), click to measure the amount online

Du Xiaoman-You have money to spend, pay special attention to:

1. You have money to spend You should withdraw money as soon as possible after exceeding the limit, because the limit may become invalid after a long time.

2. It is best to withdraw the full amount when withdrawing cash, because I read other people’s posts saying that if you withdraw too little, the system risk control may mistakenly think that you need it (or re-judge that you are not a high-quality customer). If you are rejected during the cash withdrawal process, it is safer to withdraw at least 60.

After 3 periods, you can choose to settle it in advance. The interest will be paid as long as it lasts, and there will be no loss to us. We must first make sure to pay it forward.

1. The conditions for bank loans that should be noted are:

(1) The applicant must be over 18 years old and have full capacity for civil conduct;

(2) The applicant has good credit;

(3) The applicant has a legal and valid marriage certificate, divorce certificate, and single certificate;

(4) The applicant has a legal and valid household registration certificate or valid residence certificate;

(5) Have good repayment willingness and the ability to repay the principal and interest of the loan on time and in full.

2. Risks of Loans

(1) The agreed interest rate is seriously inconsistent with the actual interest rate. Because you have signed the contract before the loan, but after the loan, you find that the actual interest rate is much higher than the agreed interest rate.

(2) If the company that handles mortgage loans goes bankrupt, neither the security deposit nor the real estate certificate can be recovered, nor can the mortgage registration be cancelled, making it impossible to buy or sell real estate or get a loan.

(3) The agreed interest rate is very low, but there are many other fees (such as margin, handling fees, etc.).

(4) Find a private person to apply for a loan. The money has been paid off after maturity, but the lender does not cooperate with the cancellation of mortgage registration or requires additional fees.

(5) There are many unscrupulous companies who are not looking for interest, but want your house.

3. Private real estate mortgage loans are now handled by many lending institutions due to their so-called low risks and high profits. When there are too many institutions, the market becomes chaotic, with various problems emerging one after another and many of their own schemes. Does that mean private loans are not suitable for loans? No, after all, not everyone in need of funds can get a loan from a bank. Private loan companies have still solved the problem of many companies and individuals in urgent need of money.