You can call the police.

If you have lost your ID card and you suspect someone has used it to apply for a card, you can go to the local branch of the People's Bank of China to check. You can check your personal credit report at any branch of the People's Bank of China, and check whether you have applied for a credit card in the report.

There are two methods for querying personal credit information:

1. Log in to the "Personal Credit Information Service Platform" of the People's Bank of China/. After registration, you can query personal credit information. Currently, only individual The city has launched an inquiry.

2. Go to the credit reference office of the local People’s Bank of China with your ID card to inquire.

If someone else uses your ID card to apply for a credit card, you can call the police. At this time, the bank will sue the bank for using the credit card in the name of the cardholder without the cardholder's consent or authorization. This is a typical case of "impersonating another person's credit card."

After the bank finds out, the impostor will be included in the bank's bad credit record or blacklist.

For cardholders who do not comply with relevant laws and regulations (those who apply for cards fraudulently), the card issuer has the right to cancel the cardholder's qualifications and stop the cardholder's use of the card without prior notice, and Can authorize relevant unit personnel to withdraw their credit cards.

If the card issuer causes losses due to the cardholder's violation of relevant provisions of the articles of association, the card issuer has the right to apply for legal protection and pursue the legal liability of the cardholder or relevant parties in accordance with the law.