Required.

According to the relevant information inquiry on Shangdu.com, users need to pay off the debt first, and bring relevant documents to the bank to issue a settlement certificate, and then submit a cancellation application. The bank will modify the bad debt record to overdue, etc. 5 It can be eliminated after a year.

Any special card that can provide the cardholder with a credit certificate and allow the cardholder to shop, consume or enjoy specific services can be called a credit card.