how to use a credit card? What is the preferential strength of Ping An Bank?

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Usage:

1. Exclusive rights: There are many kinds of credit cards of Ping An Bank, and each card has its own preferential rights. For example, Ping An enjoys the Platinum Card. Any new user who completes the nuclear card from May 1 to December 31, 221 can participate in the "Variety Gift 8 yuan Redemption" activity if the consumption reaches the standard; Users of Ping 'an Good Car Owner Card can enjoy "28% off rights for refueling and instant return".

users of your card can enjoy the right to freely customize the card surface; Ping An Taobao card users can enjoy the rights and interests of online shopping points;

Ping An Tencent Video VIP Gold Card users can enjoy the rights and interests of Tencent video membership and stolen brush compensation protection. Ping An Credit Card has many benefits, many discounts and many types of cards, which are suitable for consumers.

2. Points consumption: Ping An Bank Credit Card specially launched the activity of "Drawing Points by Spending Pen" from June 1st to August 31st this year. Cardholders do not need to sign up, and use Ping An Credit Card (except a few cards such as Ctrip Platinum Card) to bind third-party payment institutions for consumption. As long as each consumption is over 1 yuan, they can randomly draw points, get up to 1 times points, and have the chance to win the koi fish Prize of one million points.

points can be redeemed not only for traffic, phone bills, shopping mall gifts, department store coupons and other gifts, but also for various offline services, including business travel services such as VIP lounge and pick-up and drop-off at high-speed rail airport, as well as services such as physical examination and tooth cleaning.

3. Personal credit: As long as you use Ping An credit card for multiple times and multiple scenes, and keep the repayment on time, you can accumulate excellent personal credit records, which are very helpful to the cardholder's work and life.

Version and model: Apple 12ios412.5.35

We should choose the card type related to which field according to our actual needs. Take Ping An Bank Credit Card as an example. There are dozens of types of Ping An Credit Card. In addition to standard cards, there are many cards for different customer groups, such as Ping An Yue Xiang Platinum Card specially designed for young people. After reaching the standard, cardholders can enjoy the "Variety Gift 8 yuan Redemption" activity, that is, 8 yuan can be redeemed for any gift. The redeemable gifts are all brands that are deeply loved by young people, such as KFC, Haagen-Dazs, Hungry, Tencent Video, Youku Video and so on.

At the same time, all new users who check their cards before December 31st this year can enjoy the preferential policy of free annual fee for life. There is also a safe and good car owner credit card for car owners. Cardholders can enjoy the ace right of "28% off refueling", which can save up to 12 yuan a year. In addition, there are rights and interests such as small maintenance package and coupon package worth 3888 yuan. How to use a credit card? Cardholders should learn to make full use of their own rights and interests.

Ping An Bank's credit card not only has exclusive rights and interests, but also has a wealth of points redemption activities. Ping An credit card consumption and activities can accumulate points, which can be recharged, and can be exchanged for electronic tickets and tens of thousands of goods in Ping An Pocket Bank APP Mall. How to use a credit card? Credit cards can be "spent first and then returned". Some people spend more than they can afford, which leads to overdue repayment, which not only increases their debt problems, but also affects their credit records, and the collection will also interfere with their normal life and work. Therefore, we must remember never to spend impulsively, but to do what we can, and to consume moderately in combination with our own economic situation and consumption level.

how to use a credit card? How to use Ping An Credit Card?

you mean how to use credit cards correctly? Then talk about the card strategy of Ping An Credit Card.

Ping An's preference for using credit cards

Here is a recommendation for Ping An Bank's preference for spending credit cards:

1. Ensure that Ping An credit cards spend about 15 times a month.

2. Of the 15 purchases, three were made by high-end merchants and three were made in Ping 'an Online Mall.

3. after the billing date, make excessive repayment, such as credit card limit of 1, and repayment of 15,.

4. With more than 15 purchases, about 9% of the credit card limit is spent.

according to the above process, the temporary limit and the fixed limit can be issued after two billing days. Good users only need one billing day to make a quota.

It is worth noting that Ping An Bank doesn't like to withdraw cash either. Then Ping An Bank doesn't like to pay only the minimum amount.

Ping An's unique insurance premium

Thinking of Ping An is his family's insurance. It can be said that the relationship between Ping An Insurance and credit card is "broken".

So Ping An's classic curve withdrawal operation is to use Ping An's insurance business.

Step 1: Download Ping An Gold Manager, go to Ping An Mall to buy insurance, and buy 2%-3% of your own quota. Remember to swipe your card first when applying.

Step 2: Don't pay after placing the order. When the insurance salesman calls, you say that the turnover is a little tight these days, and it will take a few days (never ask for an amount increase). Under normal circumstances, you will receive a short message in less than a week. If you don't come, you won't succeed.

or, you can empty your card or leave a few tens of dollars, and then call for advice and buy insurance. The premium is usually deducted from the credit card. If there is no money in the card, the temporary limit will be automatically increased. If the conditions are good, the fixed limit can be increased. Just return the insurance after the withdrawal is successful.

General withdrawal method

Withdrawal channel of mobile App:

1. Download and log in to Ping An Bank Pocket Bank app

2. Click on Credit Card

3. Click on Line Management

4. Carry out withdrawal operation

WeChat WeChat official account withdrawal channel:

1. Click "Easy Service" menu-"Quota and Withdrawal"

4. Withdrawal operation

Withdrawal by phone:

Ping An can also directly call customer service to ask for withdrawal (under the condition that the card is used normally), and the customer service authority is 3%. If it is higher, directly ask the customer service to transfer you to an authorized post (customer service manager), and its authority is 1.

why don't you apply for a credit card to investigate the family income, the mortgage of real estate license and land certificate, the mortgage of working salary, the mortgage of guarantor, ID card, registered permanent residence, hometown and local conditions, the parents' signed consent letter, the loan and the opinion letter of disapproval. Only by doing credit card loans can we control the amount of loans. Credit card through consumer loans is backward technology, which leads to cheating and bad young people, part-time workers and students. Credit cards and WeChat and online loans should be banned nationwide.

how to use a credit card? Let's take Ping 'an Good Car Owner Card as an example. Before using it, we should first understand the basic contents of the card and the attached rights and interests on the card surface, and try our best to enjoy all our own rights and interests without violating the rules. For example, users of Ping An Good Car Owner Card enjoy a 28% discount when they refuel at more than 2, gas stations across the country, and this right is affordable.

how to use a credit card? How to use Ping An Credit Card?

Ping An Credit Card often offers various preferential welfare activities to help consumers save money. Friends who hold Ping An Credit Card must always pay attention to the news pushed by official SMS, WeChat official account and Ping An Pocket Bank APP. For example, if you apply for a good car owner's credit card, you can enjoy a 28% discount on refueling and return it immediately. The "Enjoy Edition" refuels and returns to 3 yuan/month, and returns to 36 yuan at the latest year. Moreover, when new users complete the activation of the first brush, they will receive a coupon package of 3,888 yuan, and order a small maintenance package of Togo in 88 yuan; Users of "Luxurious Edition" can enjoy the cash back to 1 yuan/month, with a maximum annual cash back of 1,2 yuan. New users activate Ping An Bank guarantee with the first payment of 1 million yuan.

version and model: apple 12ios412.5.35

:

1. exclusive rights: there are many kinds of credit cards of ping an bank, and each card has its own preferential rights. For example, Ping An enjoys the Platinum Card. Any new user who completes the nuclear card from May 1 to December 31, 221 can participate in the "Variety Gift 8 yuan Redemption" activity if the consumption reaches the standard; Users of Ping 'an Good Car Owner Card can enjoy "28% off rights for refueling and instant return".

users of your card can enjoy the right to freely customize the card surface; Ping An Taobao card users can enjoy the rights and interests of online shopping points;

Ping An Tencent Video VIP Gold Card users can enjoy the rights and interests of Tencent video membership and stolen brush compensation protection. Ping An Credit Card has many benefits, many discounts and many types of cards, which are suitable for consumers.

2. Points consumption: Ping An Bank Credit Card specially launched the activity of "Drawing Points by Spending Pen" from June 1st to August 31st this year. Cardholders do not need to sign up, and use Ping An Credit Card (except a few cards such as Ctrip Platinum Card) to bind third-party payment institutions for consumption. As long as each consumption is over 1 yuan, they can randomly draw points, get up to 1 times points, and have the chance to win the koi fish Prize of one million points.

points can be redeemed not only for traffic, phone bills, shopping mall gifts, department store coupons and other gifts, but also for various offline services, including business travel services such as VIP lounge and pick-up and drop-off at high-speed rail airport, as well as services such as physical examination and tooth cleaning.

3. Personal credit: As long as Ping An credit card is used frequently and in multiple scenes, and repayment is kept on time, excellent personal credit records can be accumulated, which is very helpful to the cardholder's work and life.

how can ping an be activated by your credit card? How long is the activation valid?

Ping An Yours Credit Card is a credit card that many people will choose to handle, and it has always been loved by everyone. Many people have applied for this credit card, but the credit card cannot be used immediately, and it needs to be activated. So, how can Ping An be activated by your credit card? How long is its activation valid?

Ping An is activated by your credit card

1. Online activation

You can log on to the official website of Ping An Bank, select "Credit Card Activation" in the website, enter the relevant ID number after entering the interface, and set the password to submit it to activate.

second, customer service phone activation

you can dial Ping An Bank's credit card customer service phone number 95511, press the "2" key after dialing, then press the "1" key, select the "card activation" function, and complete the relevant steps according to the voice prompts to activate it.

3. SMS activation

When applying for a credit card, the mobile phone number will be reserved. You can edit the SMS "Last four digits of the certificate number of JH card" and send it to 9551186 for activation.

four.

If you are the first time to apply for a credit card online, you need to bring your ID card and the card letter sent by the bank to the bank for activation.

So, how long is the activation period of Ping An's credit card?

Ping An Your credit card has no expiration date. You can activate it at any time. However, because credit cards have a service life, they are usually engraved on the card surface. Therefore, you have to activate the credit card during its service life, otherwise the credit card will be invalid and cannot be activated.

nowadays, there are many ways to activate credit cards. It's up to you to use your credit card after handling the peace. Friends who want to activate it can choose a convenient, quick, time-saving and labor-saving way according to the methods summarized above and their own situation.

Ping An Bank Credit Card Usage Rules

Precautions for credit card consumption: 1. The credit card is for your own use only, and you are not allowed to lend it to others; 2. Please take good care of your personal information, and don't tell others such information as, expiration date and password; 3. When spending by credit card, don't leave your sight with the credit card; 4. When entering the password, please pay attention to shielding it. The password setting should not be too simple. You can't use birthday, phone number and ID number as passwords. 5. Sign the back of the card immediately when you get a new card; 6. There are some credit card information on the purchase order, which should not be discarded at will; 7. Please carefully identify the website to prevent you from visiting fake shopping websites and fake online payment pages; 8. Please read the consumption notification message sent by our bank carefully; Please update your contact information in time. If you need to consult Ping An Bank's credit card business, you can click on the link below to select "My"-exclusive customer service or follow Ping An Credit Card WeChat WeChat official account (paxyk95511) for consultation.

how to use a credit card? What are the skills of using Ping An Credit Card?

You can bind your credit card to Alipay, and then deposit your money in Alipay or other wealth management products. Spend your credit card when you usually use money. This will not affect your usual consumption, but also earn a step-by-step income with money. Kill two birds with one stone.

The skills are as follows:

1. Pay more cards, and the credit card merchants are diverse:

Cardholders should use credit cards as much as possible when eating and shopping, and don't always pay cards in the same merchant, which will help to increase the credit card limit.

2. swipe your card after the bill comes out:

Usually, cardholders can swipe their cards after the current credit card bill comes out, so that they can enjoy the longest interest-free period.

3. Credit card swiping at partner merchants of Ping An Bank:

Cardholders can choose to spend money at partner merchants of Ping An Bank as much as possible when swiping their cards, and they can enjoy preferential treatment.

a credit card, also known as a debit card, is a credit certificate issued by a commercial bank or credit card company to a consumer with qualified credit. It is in the form of a card with the name, expiration date, number and cardholder's name printed on the front, and a magnetic stripe and signature strip on the back. Consumers with credit cards can go to special commercial service departments for shopping or spending, and then the bank will settle accounts with merchants and cardholders, and cardholders can overdraw within the prescribed limit.

The credit card stipulated in the relevant laws of our country (Interpretation of the NPC Standing Committee on the Provisions on Credit Cards) refers to the electronic payment card issued by commercial banks or other financial institutions with all or some functions such as consumer payment, credit loan, transfer settlement, cash deposit and withdrawal. On December 1, 217, the Standard for English Translation and Writing in Public Service Field was officially implemented, stipulating that the English name of the CreditCard standard is Credit Card.

credit card consumption is a non-cash transaction payment method, and it is not necessary to pay cash when spending, and the repayment will be made on the BillingDate.

Credit cards are divided into credit cards and quasi-credit cards. Credit cards refer to credit cards with a certain credit limit within which the cardholder can spend first and then repay. Quasi-credit card refers to a quasi-credit card in which the cardholder deposits a certain amount of reserve fund as required, and when the balance of the reserve fund account is insufficient to pay, it can be overdrawn within the specified credit limit. The credit card generally refers to a credit card.

from January 1, 221, the credit card overdraft interest rate will be determined by the card issuer and the cardholder through independent negotiation, and the upper and lower limit management of the credit card overdraft interest rate will be cancelled (the original upper limit is .7 times of the daily interest rate, and the lower limit is .7 times of the daily interest rate).

On May 25th, 221, the Supreme People promulgated and implemented the Provisions of the Supreme People on Several Issues Concerning the Trial of Civil Cases of Bank Cards.

let's stop here for the introduction of how to use your credit card.