Many friends have asked which bank is easier to apply for a credit card. I'm afraid I have to answer you. If you want to choose from commercial banks, it will be more difficult for the four major state-owned banks. However, if you insist on loving the four major state-owned banks, I suggest you choose a credit card that is easier to apply for, so the probability of getting a card will be greater. What are the specific ones? Let's take a look.
1. ICBC: Cosmic Constellation Credit Card
The Cosmic Constellation Card of ICBC is relatively easy to apply for, and it is also the main credit card for industry and commerce. The face value and rights and interests are very online. The key point is that the annual fee is free within the validity period, which is awesome!
In terms of rights and interests, as long as new customers spend a sum, they can get a month's membership of Youku or Iqiyi VIP, so as to follow the welfare of drama masters. In addition, there are discounts such as overseas portable wifi, hotel and airport parking.
2. Bank of China: Taobao Credit Card
In fact, the threshold of China Bank is not too difficult, and it is not very high. You can apply by providing proof of identity and proof of residence. This BOC Taobao card is easy to apply for if you are an online shopper. The annual fee for the first year is exempted when you get off the card, and the annual fee for the next year is exempted when you spend 5 times at any amount.
3. Agricultural Bank of China: beautifully upgraded mother credit card
This beautifully upgraded mother credit card of Agricultural Bank of China is also a good application. Both gold and platinum cards can be exempted from the annual fee through the number of swipes, and visa platinum cards can also be exempted from the annual fee within the validity period.
You can apply for a free audition course of Disney English, with a discount of 1,2 yuan for purchasing the course, a reduction of 6 yuan for shopping over 35 in king of the children, and a random reduction of 3 yuan for Mama Donkey on Saturday.
4. China Construction Bank: Global Hot Purchase Card
This card of China Construction Bank is also relatively easy to apply for, mainly suitable for overseas travel and shopping. Gold and platinum cards can be exempted from the annual fee by swiping the card number, while Visa and MasterCard are exempted from the annual fee within the validity period.
overseas wifi, special airfare hotels, Haitao cashback, etc. are very suitable for shopping in consumption abroad or Haitao, and are called the "God Card" of CCB.
That's all about the credit cards that are easy to apply for in the four major banks. I hope it will help you. I suggest that you prepare enough information before applying for the card, and then there are asset certificates, which can help a lot!