What is the interest rate for Bank of Communications credit card installment payment?

Bank of Communications credit card installment in 3 installments, the handling fee rate for each installment is 0.72%, no interest, swipe the card for 5,000 yuan to apply for installment,

Monthly payment: handling fee 5000X0.72% +Principal 5000÷3=36+1666.67=1702.67 yuan

The total extra handling fee paid is 108 yuan.

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