It is usually lifted within 48 hours. If it is not lifted after 48 hours, you need to contact the Anti-Fraud Center to apply for lifting the stop payment.

1. If the system detects the possibility of being defrauded, it is usually resolved within 48 hours. You can explain the situation to the anti-fraud center and quickly resolve the issue.

2 The funds flowing into the telecommunications fraud and the victim’s defrauded funds have been transferred out, and the payment stop period is 48 hours.

3 If a case of suspected fraud with a huge amount has been filed, and the money in the card has been confiscated, it cannot be unfrozen within 48 hours. It is usually unfrozen within six months, subject to the investigation time and results. There is no fraud and it will be unfrozen immediately.

Bank cards refer to credit payment instruments issued to the public by approved commercial banks (including postal financial institutions) with all or part of the functions of consumer credit, transfer settlement, cash deposits and withdrawals, etc. Bank cards reduce the circulation of cash and checks, allowing banking business to break through the limitations of time and space and undergo fundamental changes.

Fraud cases emerge one after another. For the safety of everyone’s funds, an anti-fraud center has been established. If you are detected to be at risk of being defrauded when paying with a bank card, your payment may be stopped by the anti-fraud center.

After the anti-fraud center stops the payment, you can ask the card-issuing bank which police station or economic and criminal investigation detachment sealed it, and then go to the police station where you are registered to issue investigation materials and evidence, and contact the economic investigation and criminal investigation team. Contact the police station that blocked the bank card and it will be possible to unblock it.

When a bank card is stopped by the anti-fraud center, it is usually one-way frozen. You can only enter but not exit. If you want to unfreeze, you need to prove that you are not suspected of fraud. Therefore, we would like to remind all cardholders not to easily believe some information on the Internet, otherwise they will easily be defrauded of their money.

If you are defrauded, you should call the police as soon as possible. After the call is made, the call will be immediately transferred to the Municipal Anti-Fraud Center. Based on the fraud alarm information, the police will quickly capture the account number involved, the phone number involved, the type of fraud and other essential information. , and conduct inquiries and stop payments through the Ministry of Public Security’s payment stop platform and stationed banks at the first time, to avoid or reduce the loss of property to the greatest extent, and greatly improve the efficiency of case handling.

The bank card triggers the anti-fraud model and is frozen. How long does it take to unfreeze it?

The period of anti-fraud frozen bank cards shall not exceed 6 months according to regulations. If a case is filed for investigation by the public security, the time and result of the investigation shall prevail. If there is no fraud, then it should be unfrozen immediately; otherwise, if fraud is suspected, then the funds in the frozen card need to be turned over.

Bank cards frozen by banks or courts generally can only be entered but not withdrawn. If you want to unfreeze them, you need to prove that you are not suspected of fraud.