Credit card universal funds cannot be withdrawn directly. To realize the universal funds, you need to perform the following operations:

Transfer the universal funds to the applicant's debit card , the essence is a credit loan. (The credit card limit is approved by the credit card department, but the "universal gold" limit is not included in the credit limit. It exists in the form of a loan and is a credit limit issued based on the credit card. The review of the credit limit is generally determined by the credit department. , the determination of the "universal fund" amount is suspected of being ultra vires)

Just withdraw the money according to the withdrawal method of the credit loan. (Adding the credit limit and the "Universal Fund" limit, the customer's total credit limit will be equal to at most 2 times the original credit limit. However, the customer's basic conditions have not changed much, so the bank rashly gave the customer double the credit limit. , which in disguise lowers the standards for personal credit issuance and amplifies the risk of bank credit assets)

Note: You must maintain a good credit record before submitting an application for this operation to the bank.